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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
In Houston, TX metro

Top CD rates

Showing 1–15 results in Houston, TX metro

  1. Top Carrot, Carrot Score 87
    First Eagle Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    5.00%APY$500 over 1 year on $10,000
  2. Top Carrot, Carrot Score 88
    Gulf Capital BankStandard Certificate of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.65%APY$465 over 1 year on $10,000
  3. T BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.52%APY$452 over 1 year on $10,000
  4. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionWealthBuilder CertificateCD · 12 months · $250 min

    Credit union · 7 branches

    4.25%APY$425 over 1 year on $10,000
  5. Top Carrot, Carrot Score 89
    Rave FinancialShare CertificateCD · 12 months · $1,000 min

    Credit union · 4 branches

    4.25%APY$425 over 1 year on $10,000
  6. Top Carrot, Carrot Score 89
    Community Resource Credit UnionCertificates of DepositCD · 12 months · $100 min

    Credit union · 8 branches

    4.25%APY$425 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    Members Trust Federal Credit UnionCertificate AccountsCD · 12 months · $1,000 min · 4.23%–4.44% by balance

    Credit union · 1 branch

    4.23%APY$423 over 1 year on $10,000
  8. Top Carrot, Carrot Score 92
    Texas Capital BankStar Certificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 2 branches

    4.20%APY$420 over 1 year on $10,000
  9. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 12 Month CDCD · 12 months · $500 min

    Bank · 1 branch

    4.15%APY$415 over 1 year on $10,000
  10. Southern FCUCertificates of DepositCD · 12 months · $1,000 min · 4.15%–4.25% by balance

    Credit union · 1 branch

    4.15%APY$415 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    USE Credit UnionCertificate of Deposit New Money OfferCD · 12 months · $10,000 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000intro rate
  12. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000
  13. Top Carrot, Carrot Score 89
    CommonCents CUCertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.08%APY$408 over 1 year on $10,000
  14. DuGood Federal Credit UnionCertificateCD · 12 months · $1,000 min · 4.07%–4.18% by balance

    Credit union · 1 branch

    4.07%APY$407 over 1 year on $10,000
  15. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 12 months · $1,000 min · 4.05%–4.10% by balance

    Credit union · 10 branches

    4.05%APY$405 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Houston, TX metro

127 CDs at 99 banks and credit unions · checked Oct 15–22

Typical
3.50%
Top 10% from
4.07%
Banks, typical
2.25%
Credit unions, typical
3.56%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate