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Compare Bank & Credit Union Rates

Best auto loan rates in U.S. Virgin Islands

Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.

Vehicle
Institution
Location

Top new-car loan rates

Showing 1–6 of 6 in United States Virgin Islands · median 5.14% APR

  1. Top Carrot, Carrot Score 96
    PenFed Credit UnionNew Car Buying Service · up to 60 months

    Credit union · 1 branch

    3.84%APRas low as
  2. Mid-Island FCUNew Vehicles

    Credit union · 1 branch

    4.00%APRas low aswith conditions
  3. Christiansted Federal CUNew Vehicle · up to 84 months

    Credit union · 1 branch

    5.00%APRas low as
  4. Oriental BankConventional Loan · 60–84 months

    Bank · 2 branches

    5.29%APRas low aswith conditions
  5. FirstBankConventional Auto Loan · up to 72 months

    Bank · 7 branches

    6.25%APRas low as
  6. Banco Popular de Puerto RicoPréstamo de auto convencional · up to 72 months

    Bank · 7 branches

    6.34%APRas low aswith conditions

Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What new auto loans cost in United States Virgin Islands

6 banks and credit unions · checked Oct 15–22

Typical
5.14%
Top 10% up to
3.92%
Banks, typical
6.25%
Credit unions, typical
4.00%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

United States Virgin Islands

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. PenFed Credit UnionCredit union · 1 branch
See all ranked institutions