Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Watertown, NY metro
Showing 1–6 of 6 scored for CDs
- AmeriCU Credit Union3–8 mo 4.50% · 9–15 mo 4.50% · 16–30 mo 4.00% · 31–60 mo 3.50%
Credit union · 2 branches
95CD score#1 in Watertown, NY metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 1 branch
88CD score#2 in Watertown, NY metro - State CS Employees Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo —
Credit union · 2 branches
84CD score#3 in Watertown, NY metro - Gouverneur Savings & Loan Association3–8 mo 3.20% · 9–15 mo 3.41% · 16–30 mo 1.01% · 31–60 mo 1.77%
Bank · 3 branches
67CD score#4 in Watertown, NY metro - 63CD score#5 in Watertown, NY metro
- SeaComm Federal Credit Union3–8 mo 0.35% · 9–15 mo 0.40% · 16–30 mo 0.55% · 31–60 mo 1.40%
Credit union · 1 branch
61CD score#6 in Watertown, NY metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 8 of the 14 institutions with a branch in Watertown, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.