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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Utica, NY metro

Showing 1–11 of 11 scored for Auto loans

  1. Access Federal Credit UnionNew 3.99% · Used 3.99%

    Credit union · 3 branches

    94Auto loan score#1 in Utica, NY metro
  2. G.P.O. Federal Credit UnionNew 3.99% · Used 4.74%

    Credit union · 7 branches

    92Auto loan score#2 in Utica, NY metro
  3. Special Metals Federal Credit UnionNew 4.49% · Used 4.49%

    Credit union · 1 branch

    89Auto loan score#3 in Utica, NY metro
  4. Remington Federal Credit UnionNew 4.25% · Used 5.25%

    Credit union · 1 branch

    88Auto loan score#4 in Utica, NY metro
  5. AmeriCU Credit UnionNew 4.74% · Used 4.74%

    Credit union · 5 branches

    87Auto loan score#5 in Utica, NY metro
  6. First Source Federal Credit UnionNew 4.49% · Used 5.24%

    Credit union · 6 branches

    87Auto loan score#6 in Utica, NY metro
  7. Mohawk Valley Federal Credit UnionNew 4.49% · Used 5.24%

    Credit union · 2 branches

    87Auto loan score#6 in Utica, NY metro
  8. Utica Gas & Electric Federal Credit UnionNew 4.49% · Used 4.99%

    Credit union · 1 branch

    85Auto loan score#8 in Utica, NY metro
  9. Utica District Telephone Employees Federal Credit UnionNew 4.75% · Used —

    Credit union · 1 branch

    80Auto loan score#9 in Utica, NY metro
  10. Empower Federal Credit UnionNew 5.49% · Used 5.74%

    Credit union · 1 branch

    70Auto loan score#10 in Utica, NY metro
  11. M&T BankNew 6.79% · Used 6.79%

    Bank · 10 branches

    62Auto loan score#11 in Utica, NY metro

Ranked by Auto loan score: how each institution’s auto loan rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 12 of the 23 institutions with a branch in Utica, NY metro have too few rates published or captured to score. Rankings are a preview, not awards.