Bank · FDIC insured
SouthState Bank
A $68.8B bank, the 41st largest of 4,207, headquartered in Winter Haven, FL, with 346 branches in 8 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About SouthState Bank
SouthState Bank was founded on the principles of providing innovative, personalized banking services for all, making its communities a better place to live, and supporting its knowledgeable, experienced bankers.
- Headquarters
- 1101 1st St S, Winter Haven, FL 33880
- FDIC certificate
- 33555 ↗
Branches
346 branches in 8 states
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Florida
93 branchesSouth Carolina
80 branchesTexas
63 branchesGeorgia
43 branchesColorado
31 branchesNorth Carolina
20 branchesAlabama
9 branches
Auburn area · 3
- Auburn East University Branch1605 E University Dr, Auburn, AL 36830Directions
- Opelika Branch701 2nd Ave, Opelika, AL 36801Directions
- Opelika Branch2443 Enterprise Dr, Opelika, AL 36801Directions
Daphne area · 2
- Fairhope Branch457 Magnolia Ave, Fairhope, AL 36532Directions
- Gulf Shores Branch1560 W 2nd St, Gulf Shores, AL 36542Directions
Huntsville area · 2
- Huntsville Branch415 Meridian St N, Huntsville, AL 35801Directions
- Madison Branch8153 Highway 72 W, Madison, AL 35758Directions
Birmingham area · 1
- National Bank Of Commerce Branch600 Luckie Dr, Birmingham, AL 35223Directions
LaGrange area · 1
- Valley Branch3500 20th Ave, Valley, AL 36854Directions
Virginia
7 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.28% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.54% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.42% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $91 | $85 | — |
- CapitalLeverage ratio10.28%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.54%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.42%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$91Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of SouthState Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.