Bank · FDIC insured
Citi
Top CarrotA $2T bank, the 3rd largest of 4,207, headquartered in Sioux Falls, SD, with 947 branches in 12 states. Best rates: CDs 4.25% and savings 3.00% APY.
Citi Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#20 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citi
- Headquarters
- 5800 S Corporate Pl, Sioux Falls, SD 57108
- FDIC certificate
- 7213 ↗
Branches
947 branches in 12 states
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California
271 branchesNew York
211 branchesIllinois
57 branches
- Arlington Heights Branch1828 N Arlington Heights Rd, Arlington Heights, IL 60004Directions
- Arlington Main Branch25 E Campbell St, Arlington Heights, IL 60005Directions
- Bloomingdale Branch308 W Army Trail Rd, Bloomingdale, IL 60108Directions
- Brookfield9009 Ogden Ave, Brookfield, IL 60513Directions
- Buffalo Grove Branch105 W Dundee Rd, Buffalo Grove, IL 60089Directions
- River Oaks Branch1779 River Oaks Dr, Calumet City, IL 60409Directions
- Armitage & Halsted2001 N Halsted St, Chicago, IL 60614Directions
- Back Of The Yards Branch1751 W 47th St, Chicago, IL 60609Directions
- Beverly Branch9449 S Western Ave, Chicago, IL 60643Directions
- Bridgeport Branch3430 S Halsted St, Chicago, IL 60608Directions
- California & Devon Branch2801 W Devon Ave, Chicago, IL 60659Directions
- Chatham Branch8650 S Stony Island Ave, Chicago, IL 60617Directions
- Chicago Lawn6222 S Kedzie Ave, Chicago, IL 60629Directions
- Chicago-Uptown Branch4887 N Broadway St, Chicago, IL 60640Directions
- Chinatown Branch2022 S Archer Ave, Chicago, IL 60616Directions
- Citicorp Center Branch500 W Madison St, Chicago, IL 60661Directions
- Clark & Wrightwood2555 N Clark St, Chicago, IL 60614Directions
- Dearborn & Washington69 W Washington St, Chicago, IL 60602Directions
- Franklin & Adams Branch222 W Adams St, Chicago, IL 60606Directions
- Hyde Park Branch1428 E 53rd St, Chicago, IL 60615Directions
- Jeffery Manor Branch2065 E 95th Street, Chicago, IL 60617Directions
- Kenwood Branch1310 E 47th St, Chicago, IL 60653Directions
- Little Village Branch4010 W 26th St, Chicago, IL 60623Directions
- Logan Square Branch2295 N Milwaukee Ave, Chicago, IL 60647Directions
- Mag Mile539 N Michigan Ave, Chicago, IL 60611Directions
- Michigan & Lake Branch180 N Michigan Ave, Chicago, IL 60601Directions
- Michigan & Monroe Branch100 S Michigan Ave, Chicago, IL 60603Directions
- Oak Street Branch1 E Oak St, Chicago, IL 60611Directions
- Portage Park Branch3535 N Central Ave, Chicago, IL 60634Directions
- University Of Chicago Branch5812 S Ellis Ave, Chicago, IL 60637Directions
- Crystal Lake Branch225 W Virginia St, Crystal Lake, IL 60014Directions
- Darien2225 75th St, Darien, IL 60561Directions
- Downers Grove Branch5134 Main Street, Downers Grove Main, IL 60515Directions
- Elk Grove Village Branch850 S Arlington Heights Rd, Elk Grove Village, IL 60007Directions
- Elmhurst Branch136 N York St, Elmhurst, IL 60126Directions
- Evanston Branch817 Church St, Evanston, IL 60201Directions
- Glen Ellyn Branch444 N Main St, Glen Ellyn, IL 60137Directions
- Glenview Branch1701 E Lake Ave, Glenview, IL 60025Directions
- Highland Park Branch2011 2nd St, Highland Park, IL 60035Directions
- Lombard1210 S Main St, Lombard, IL 60148Directions
- Forge Drive Branch2775 Forgue Dr, Naperville, IL 60564Directions
- Fox Valley2819 Aurora Ave, Naperville, IL 60540Directions
- Naperville Branch1195 E Ogden Ave, Naperville, IL 60563Directions
- Niles Branch8400 W Dempster St, Niles, IL 60714Directions
- Northbrook Branch1825 Lake Cook Rd, Northbrook, IL 60062Directions
- Oak Brook Branch1900 Spring Rd, Oak Brook, IL 60523Directions
- Orland Park Branch18 Orland Square Dr, Orland Park, IL 60462Directions
- Palatine Branch333 E Northwest Hwy, Palatine, IL 60067Directions
- Park Ridge Branch115 N Northwest Hwy, Park Ridge, IL 60068Directions
- Oak Park Branch7221 Lake St, River Forest, IL 60305Directions
- Schaumburg Branch601 N Martingale Rd, Schaumburg, IL 60173Directions
- Old Orchard, Il Branch4749 Golf Rd, Skokie, IL 60076Directions
- St Charles Branch1925 Lincoln Hwy, St. Charles, IL 60174Directions
- Streamwood800 S Barrington Rd, Streamwood, IL 60107Directions
- Tinley Park Branch17401 Oak Park Ave, Tinley Park, IL 60477Directions
- Vernon Hills Branch700 N Milwaukee Ave, Vernon Hills, IL 60061Directions
- Winnetka Branch814 Elm St, Winnetka, IL 60093Directions
Florida
56 branchesDistrict of Columbia
15 branchesConnecticut
12 branchesMaryland
11 branchesNew Jersey
8 branchesNevada
8 branchesVirginia
8 branchesPuerto Rico
2 branchesSouth Dakota
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.87% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.66% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.06% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $49 | $85 | — |
- CapitalLeverage ratio7.87%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.66%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$49Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citi are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.