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<url>
<loc>https://carrotrate.com/institutions/altura-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T15:32:26.999649Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/amarillo-national-bank/credit-card-rates</loc>
<lastmod>2026-11-06T23:28:47.720223Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/america-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:32:42.770460Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/american-1-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:22.361190Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/american-airlines-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:03:33.473963Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/american-broadcast-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:21:18.290073Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/american-community-bank/credit-card-rates</loc>
<lastmod>2026-11-06T18:03:27.667186Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/american-eagle-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:24:42.444941Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/american-express/credit-card-rates</loc>
<lastmod>2026-11-13T01:53:50.755194Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/american-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:50:48.180642Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/american-heritage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:25:53.824524Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/american-lake-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:21:48.547315Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/american-partners-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:17:46.709846Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/american-pride-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:51.776785Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/american-spirit-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:03:45.065774Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/american-state-bank-and-trust-williston/credit-card-rates</loc>
<lastmod>2026-11-12T22:30:24.471454Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/american-united-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:29:37.410990Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/americanbank/credit-card-rates</loc>
<lastmod>2026-11-06T17:26:37.416049Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/americas-christian-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:30:31.368399Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/americas-credit-union-tx/credit-card-rates</loc>
<lastmod>2026-11-06T22:55:35.875323Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/americas-credit-union-wa/credit-card-rates</loc>
<lastmod>2026-11-13T00:20:22.637051Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/americas-first-network-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:23:18.544977Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/americhoice-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:19.122764Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/americo-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:07:25.563928Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/americu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:38:28.822363Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ameriprise-bank-fsb/credit-card-rates</loc>
<lastmod>2026-11-06T14:07:46.445170Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/amfirst/credit-card-rates</loc>
<lastmod>2026-10-05T00:32:24.892285Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/amherst-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:11:11.694325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/amoco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:55:26.294710Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/andrews-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:24:32.015339Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/aneca-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-23T01:42:28.331916Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ang-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:12:06.421642Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/aod-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:16:03.836685Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/apci-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:12:31.506520Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/apg-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T21:45:42.466252Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/apl-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:37:28.727881Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/appalachian-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:27:32.129981Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/apple-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T03:01:14.495575Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arapahoe-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:47:34.027037Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arbor-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:04:04.406276Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arc-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:20:16.355935Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ardent-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:30:08.812570Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/argent-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:09:02.036283Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arise-financial/credit-card-rates</loc>
<lastmod>2026-10-22T20:10:48.288325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arize-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:18:35.711952Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arizona-central-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:55:47.629239Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arizona-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:58:14.524893Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ark-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:46:21.513243Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arkansas-best-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:16:55.469142Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arkansas-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:34:37.923115Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arlington-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:05:44.282346Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/armco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:15:57.468038Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/armed-forces-bank/credit-card-rates</loc>
<lastmod>2026-11-06T09:46:12.067961Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/armstrong-associates-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:06:25.628428Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arrowhead-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:42:08.635961Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arsenal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:23:33.421885Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/artesia-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:16:15.221595Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arthur-state-bank/credit-card-rates</loc>
<lastmod>2026-11-12T21:48:27.883695Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/arvest-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:18:30.748138Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/asa-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T23:18:30.902469Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ascend-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:44.175884Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ascension-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:12:32.992002Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ascentra/credit-card-rates</loc>
<lastmod>2026-11-06T12:25:41.514082Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ase-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:13:52.693541Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ashland-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:20:53.925996Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/aspen-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:52:08.671401Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/aspire-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:29:02.955565Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/aspire-credit-union-tx/credit-card-rates</loc>
<lastmod>2026-11-06T23:11:37.822581Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/associated-bank/credit-card-rates</loc>
<lastmod>2026-11-06T10:30:11.482909Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/associated-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:24:51.032846Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/associated-healthcare-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:13:16.596280Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/associated-school-employees-cu/credit-card-rates</loc>
<lastmod>2026-11-06T14:44:35.480657Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/athens-area-cu/credit-card-rates</loc>
<lastmod>2026-11-06T10:27:31.926034Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/atlantic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:16:03.466943Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/attleboro-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T05:41:22.546994Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/auburn-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:10:25.111885Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/auburn-university-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:11:18.174518Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/auburnbank/credit-card-rates</loc>
<lastmod>2026-11-13T05:17:28.485102Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/audubon-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:26:11.339886Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/aurora-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:46:34.305275Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/aurora-policemen-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:57.706381Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/austin-city-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:09:02.759626Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/austin-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:27:15.399427Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/austin-telco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:27:34.215142Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/avadian-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:11:12.386979Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/avenir-financial/credit-card-rates</loc>
<lastmod>2026-11-12T19:00:04.129665Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/avestar-cu/credit-card-rates</loc>
<lastmod>2026-11-06T10:32:18.913255Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/awakon-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:19:03.759969Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/azalea-city-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:17:00.450376Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/azura-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:43:34.802859Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/b-and-v-cu/credit-card-rates</loc>
<lastmod>2026-11-06T09:39:59.195820Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/b1bank/credit-card-rates</loc>
<lastmod>2026-11-06T08:17:37.122044Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/badger-globe-credit-union/credit-card-rates</loc>
<lastmod>2026-10-07T20:08:07.093906Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/banco-popular-de-puerto-rico/credit-card-rates</loc>
<lastmod>2026-11-12T16:39:53.071587Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/banesco-usa/credit-card-rates</loc>
<lastmod>2026-11-06T04:19:04.408366Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bangor-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:19:07.801624Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bangor-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-12T20:17:23.374219Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-first/credit-card-rates</loc>
<lastmod>2026-09-18T07:22:47.063087Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-iowa/credit-card-rates</loc>
<lastmod>2026-11-06T12:29:48.987854Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-of-botetourt/credit-card-rates</loc>
<lastmod>2026-11-13T02:55:06.975241Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-of-clarke/credit-card-rates</loc>
<lastmod>2026-11-13T06:41:47.686328Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-of-colorado/credit-card-rates</loc>
<lastmod>2026-11-13T02:48:52.118564Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-of-hawaii/credit-card-rates</loc>
<lastmod>2026-11-12T20:26:43.875891Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-of-holland/credit-card-rates</loc>
<lastmod>2026-11-06T18:15:12.090142Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-of-stockton/credit-card-rates</loc>
<lastmod>2026-11-06T15:38:57.424222Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-of-yazoo/credit-card-rates</loc>
<lastmod>2026-11-13T00:37:55.995396Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bank-plus/credit-card-rates</loc>
<lastmod>2026-11-06T12:37:04.531050Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bankers-trust/credit-card-rates</loc>
<lastmod>2026-11-06T16:37:45.620986Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bankfund-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:45:11.572805Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/banksouth/credit-card-rates</loc>
<lastmod>2026-11-06T04:29:31.626492Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/banktennessee/credit-card-rates</loc>
<lastmod>2026-11-06T07:33:50.843514Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bankwest/credit-card-rates</loc>
<lastmod>2026-11-12T22:53:26.158589Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/baptist-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:54:51.462785Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/baptist-health-south-florida-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:16:51.078984Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bar-cons-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:33:17.040832Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/barclays-bank-delaware/credit-card-rates</loc>
<lastmod>2026-11-12T18:01:34.057757Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/barksdale-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:15:31.265345Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bath-savings/credit-card-rates</loc>
<lastmod>2026-11-12T20:20:37.358002Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/baton-rouge-city-parish-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:15:46.310620Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/baton-rouge-telco-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:15:00.223987Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bay-area-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T13:23:55.253450Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bay-atlantic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:37:02.781355Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bay-cities-cu/credit-card-rates</loc>
<lastmod>2026-11-06T15:36:10.078498Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bay-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:19:58.218974Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bay-port-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T09:14:56.114006Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bay-shore-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:29:07.936066Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/baycoast-bank/credit-card-rates</loc>
<lastmod>2026-11-06T05:46:57.717680Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bayer-heritage-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T01:49:07.020033Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/baylands-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:56:20.995438Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/baylor-health-care-system-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:23:45.631180Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bayport-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:42:23.141731Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bb-americas-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:09:16.187821Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bcfcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:17:18.296807Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/beach-municipal-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:54:49.351011Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/beacon-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:21:26.454492Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/beacon-credit-union-va/credit-card-rates</loc>
<lastmod>2026-11-13T06:29:12.269927Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/beacon-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:57:00.648094Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/beaumont-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T23:19:50.163785Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/becu/credit-card-rates</loc>
<lastmod>2026-11-13T00:09:53.076998Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/befit-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:18:18.222603Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/beginnings-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:00:04.792213Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bellco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:41:37.121772Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bellwether-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:38:53.486223Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/belmont-bank-and-trust-company/credit-card-rates</loc>
<lastmod>2026-11-06T22:16:32.990024Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/benton-county-schools-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:29:12.542396Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/best-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:49.029402Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/best-reward-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:30:51.476808Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/better-banks/credit-card-rates</loc>
<lastmod>2026-11-06T22:16:27.097454Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/beverly-municipal-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T05:46:15.336221Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bfg-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:35:57.106336Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bienestar-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:06:18.278360Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/big-island-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:16:32.655074Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/big-spring-education-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T22:48:20.156650Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/billings-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:35:37.795630Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/bison-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T06:42:05.286761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/black-hills-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:52:59.766968Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blackhawk-area-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:01:07.424678Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/blackhawk-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:46:00.252983Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blaze-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:08:55.285594Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bloomington-municipal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:03:44.568854Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/blucurrent-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:37:41.555855Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blue-eagle-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:10:11.428658Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blue-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:10:44.551887Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blue-flame-credit-union-nc/credit-card-rates</loc>
<lastmod>2026-11-13T00:20:07.222472Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blue-ridge-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:58:46.672052Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blue-sky-bank/credit-card-rates</loc>
<lastmod>2026-11-06T06:45:48.547350Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/blue-water-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:20:35.699990Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bluestone-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:55:15.014566Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bmi-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:21:33.713948Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bmo/credit-card-rates</loc>
<lastmod>2026-11-06T21:55:45.908476Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bom-bank/credit-card-rates</loc>
<lastmod>2026-11-06T08:10:30.076201Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bond-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:21:20.262933Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/border-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:17:35.085464Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bossier-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:20:15.210108Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/boulder-dam-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:17:32.347263Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/boulevard-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:19:21.209210Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bowater-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:30:45.601130Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bp-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:56:33.515666Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bradesco-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:08:32.049871Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bragg-mutual-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:17:51.851552Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bravera-bank/credit-card-rates</loc>
<lastmod>2026-11-12T22:30:22.488353Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brazos-star-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:04:11.160305Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brazos-valley-schools-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:45:37.412252Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/breakwater-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:46.174501Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/breco-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:18:49.844302Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brewer-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:19:12.647990Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brewery-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:29:47.998734Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bridge-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:33:04.900260Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bridgeport-police-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T23:23:32.215438Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bridgeport-post-office-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T23:22:41.340573Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bridgeton-onized-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:44:24.626663Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brightbridge-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:45:33.263838Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brightstar-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:22:11.081984Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/broadview-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T16:54:31.420608Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brockport-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:15:56.812358Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bronco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:33:19.921954Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/brooklyn-coop/credit-card-rates</loc>
<lastmod>2026-11-06T18:04:29.852097Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/broward-healthcare-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:17:21.564862Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bryant-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:12:38.842546Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bse-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:35:10.066534Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/buffalo-conrail-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:59:01.279251Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bufmet-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:41.843918Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/building-trades-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:09:11.926566Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/burke-and-herbert-bank/credit-card-rates</loc>
<lastmod>2026-11-13T03:07:54.414685Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/business-and-industrial-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:33:38.290569Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/bva-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T03:22:45.966985Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/c-plant-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:24:19.458845Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cabrillo-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:45:16.319736Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cacl-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:11:08.159085Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cal-com-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:54:43.242620Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cal-state-la-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:45:52.717476Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/calcom-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:39:33.635055Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/california-coast-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:37:02.130025Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/california-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:18:35.451399Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/california-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:06:52.799272Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/california-highway-patrol-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:35:46.323856Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/call-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:54:16.963805Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/caltech-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:30:02.213388Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cambridge-firefighters-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:39:11.632572Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/camino-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:26:35.279244Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/campbell-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:48:14.290781Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/campus-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:39:49.678386Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/campus-federal/credit-card-rates</loc>
<lastmod>2026-11-06T08:11:24.378857Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/campus-usa-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:09:13.401001Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/canals-and-trails-credit-union/credit-card-rates</loc>
<lastmod>2026-10-07T23:04:51.854949Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/canandaigua-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:26:33.813878Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/canopy-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T00:32:31.853982Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/canvas-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:41:04.359813Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/canyon-view-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:00:16.325943Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/caped-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:06:13.853739Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/capital-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:21:59.236925Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/capital-credit-union-of-north-dakota/credit-card-rates</loc>
<lastmod>2026-11-12T23:07:06.032520Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/capital-one/credit-card-rates</loc>
<lastmod>2026-11-06T00:49:28.688779Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/capitol-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T04:38:57.449520Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/capitol-view-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:26:00.103809Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/capstone-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:52:43.220456Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/caribe-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:39:32.239380Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/carolina-cooperative-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:18:46.897518Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/carolina-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:11:30.290906Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/carolina-foothills-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:47:07.657112Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/carolina-trust-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T20:02:03.713185Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/carolinas-telco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:12:34.977022Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/carter-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:18:34.488356Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cascade-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:27:46.890049Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cascade-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:10:57.069245Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/casco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:22:07.828746Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/case-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:14:48.860034Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/casebine-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:31:40.625822Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cashmere-valley-bank/credit-card-rates</loc>
<lastmod>2026-11-13T00:11:35.831857Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/castparts-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:27:34.199495Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/catholic-and-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T22:00:27.911225Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/catholic-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:36:07.013290Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/catholic-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:26:54.389483Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/catholic-family-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:44:34.623632Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cayuga-lake-national-bank/credit-card-rates</loc>
<lastmod>2026-11-06T18:08:20.179532Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cbi-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:01:52.253475Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ccfbank/credit-card-rates</loc>
<lastmod>2026-10-05T16:55:47.011236Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ce-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:36:22.250814Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cedar-point-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:29:45.309693Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cefcu/credit-card-rates</loc>
<lastmod>2026-11-06T21:57:01.766460Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cenla-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:21:33.193325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/center-city-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:50:03.014789Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/centex-citizens-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:26:59.437181Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/centra-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:40:49.003899Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-bank/credit-card-rates</loc>
<lastmod>2026-11-06T11:32:21.262203Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-bank-ia/credit-card-rates</loc>
<lastmod>2026-11-06T12:29:51.447835Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-bank-ky/credit-card-rates</loc>
<lastmod>2026-11-13T03:29:19.984396Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-bank-utah/credit-card-rates</loc>
<lastmod>2026-11-12T23:37:34.783941Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-credit-union-of-illinois/credit-card-rates</loc>
<lastmod>2026-11-07T02:55:52.373962Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-illinois-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:22.011974Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-jersey-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:45:47.965032Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-keystone-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:55.150284Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-maine-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T20:22:12.816121Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-missouri-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:22:11.938689Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-nebraska-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:40:46.293047Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-soya-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:04.758272Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-state-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:39:59.019446Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-valley-firefighters-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:36:38.285523Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-virginia-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:02:07.448216Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/central-willamette-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:29:37.261752Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/century-bank-ms/credit-card-rates</loc>
<lastmod>2026-11-13T00:38:54.355263Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/century-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:03:47.360399Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/century-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:38:47.933513Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/centuryfirst-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:43:22.407870Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/certified-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:27:21.099665Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ces-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:29:48.881819Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cfccu/credit-card-rates</loc>
<lastmod>2026-11-06T12:26:40.919099Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chaffey-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:22:17.133769Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chambers-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:24:00.877998Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/champion-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:14:52.201435Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chartway-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:10:20.882969Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chase/credit-card-rates</loc>
<lastmod>2026-10-23T10:19:59.991243Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chemung-canal-trust-company/credit-card-rates</loc>
<lastmod>2026-11-06T18:13:06.077683Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chen-del-o-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:06:47.958332Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cheney-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:07:36.942438Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cherokee-strip-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:40:21.369582Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chessie-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:30:51.960866Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chicago-firefighters-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:04:24.190963Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chief-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:25:52.809841Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chiphone-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:32.207790Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chiropractic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:12:41.418977Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chivaho-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:41:59.347247Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chocolate-bayou-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:00:56.162975Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/choice-one-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:37:52.507997Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/christian-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:44:24.616870Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/christian-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:13:11.888596Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/chrome-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:07:42.954291Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cinfed-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:36:26.684115Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/circle-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:57.758380Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/circuit-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:25:10.634413Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citadel-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:15:18.613332Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citi/credit-card-rates</loc>
<lastmod>2026-10-22T10:33:20.939434Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-bank/credit-card-rates</loc>
<lastmod>2026-11-12T16:43:03.878069Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-bank-and-trust-al/credit-card-rates</loc>
<lastmod>2026-11-13T05:14:56.339139Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-bank-ms/credit-card-rates</loc>
<lastmod>2026-11-13T00:43:06.286393Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-bank-of-kentucky/credit-card-rates</loc>
<lastmod>2026-11-13T03:23:23.263043Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-bank-of-west-virginia/credit-card-rates</loc>
<lastmod>2026-11-13T01:48:39.190095Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:32:12.142319Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-federal-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-06T09:42:40.263324Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-national-bank-cameron-tx/credit-card-rates</loc>
<lastmod>2026-11-06T23:21:32.263777Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-national-bank-mn/credit-card-rates</loc>
<lastmod>2026-11-06T14:13:25.787435Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-national-bank-ms/credit-card-rates</loc>
<lastmod>2026-11-13T00:42:54.106116Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-national-bank-oh/credit-card-rates</loc>
<lastmod>2026-11-06T14:28:25.773638Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-national-bank-tn/credit-card-rates</loc>
<lastmod>2026-11-06T07:27:04.446009Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-state-bank-co/credit-card-rates</loc>
<lastmod>2026-11-13T02:45:43.423703Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-state-bank-in/credit-card-rates</loc>
<lastmod>2026-11-06T04:39:34.750373Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citizens-state-bank-somerville-tx/credit-card-rates</loc>
<lastmod>2026-10-23T20:11:49.628097Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/city-and-county-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:10:26.014999Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/city-bank/credit-card-rates</loc>
<lastmod>2026-11-07T04:51:28.561384Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/city-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:47:13.866302Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/city-national-bank/credit-card-rates</loc>
<lastmod>2026-11-07T06:04:05.120600Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/city-of-boston-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:51:08.663508Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/city-of-firsts-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:33:12.853645Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/citymark-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:11:00.920020Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/civic-central-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:30:18.244802Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/civic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:35:05.396201Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/clairton-works-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:35:01.106472Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/class-act-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:19:29.662815Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/clearpath-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:55:44.527011Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/clearview-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:40:29.423162Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/clearwater-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:47:51.318091Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/clearway-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:17:48.428722Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/climb-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:45:39.302629Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/clinchfield-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:29:23.694183Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/cme-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:31:03.088460Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/co-op-credit-union-mn/credit-card-rates</loc>
<lastmod>2026-11-06T14:08:27.971290Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/co-op-credit-union-wi/credit-card-rates</loc>
<lastmod>2026-11-06T10:26:51.953410Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coast-central-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:20:42.255870Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coast360-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:38:10.286329Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coastal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:19:43.164506Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coastal1-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:23:46.681543Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coasthills-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:23:23.550038Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coastline-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:09:53.375393Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/cochise-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:00:05.214349Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coconino-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:58:43.906622Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/cogent-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:17:19.417243Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/colfax-power-plant-efcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:30:19.408506Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/collins-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:28:03.511136Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/colony-bank/credit-card-rates</loc>
<lastmod>2026-10-30T05:34:00.527471Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/colorado-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:41:57.510618Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/coloramo-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:47:07.992398Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/columbia-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T00:33:48.986977Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/columbia-credit-union-mo/credit-card-rates</loc>
<lastmod>2026-11-06T11:29:14.068677Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/columbine-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:40:08.128508Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/comanche-county-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T06:42:33.523856Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/comenity-capital-bank/credit-card-rates</loc>
<lastmod>2026-10-17T02:18:52.657884Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/commerce-bank/credit-card-rates</loc>
<lastmod>2026-10-16T06:19:14.251537Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/common-trust-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T05:38:44.511151Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/commoncents-cu/credit-card-rates</loc>
<lastmod>2026-11-06T23:16:56.395374Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/commonwealth-central-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:33:02.640270Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/commonwealth-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/commonwealth-one/credit-card-rates</loc>
<lastmod>2026-11-13T06:42:50.917652Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/commstar-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:45.894137Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/communities-of-abilene-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:59:35.270645Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-1st-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/community-1st-credit-union-mt/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/community-choice-credit-union-ia/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/community-choice-credit-union-mi/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/community-credit-union-me/credit-card-rates</loc>
<lastmod>2026-11-12T20:20:34.153867Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-credit-union-nd/credit-card-rates</loc>
<lastmod>2026-11-12T22:26:52.689935Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-credit-union-of-florida/credit-card-rates</loc>
<lastmod>2026-11-06T04:12:54.341371Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-financial-services/credit-card-rates</loc>
<lastmod>2026-11-13T04:37:08.826605Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:30:27.003035Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-first-credit-union-ca/credit-card-rates</loc>
<lastmod>2026-11-06T15:36:56.357885Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-first-credit-union-of-florida/credit-card-rates</loc>
<lastmod>2026-11-06T07:36:29.226759Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-first-credit-union-oh/credit-card-rates</loc>
<lastmod>2026-11-06T14:31:57.643445Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-first-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:10:52.829627Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-focus-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:17:11.370102Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-healthcare-credit-union-inc/credit-card-rates</loc>
<lastmod>2026-11-12T23:19:28.041523Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-link-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:38:07.400054Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-national-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-11-06T09:44:14.664594Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-powered-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:04:34.734035Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/community-resource-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:15:54.156968Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-service-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T05:38:49.119376Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-south-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:16:30.620883Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-state-bank-royal-center-in/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:02.599727Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-trust-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:56:21.042552Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-west-bank/credit-card-rates</loc>
<lastmod>2026-11-06T15:51:34.171367Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/community-west-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:12:56.588771Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/communityamerica-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:43:43.482278Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/communitywide-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:51.568783Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/compass-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:29:48.456239Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/compass-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:16:43.825885Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/compass-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:19:02.750399Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/compass-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:38.753996Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/complex-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:13:13.898695Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/comtrust-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:35:16.357870Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/concho-educators-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:02:40.647276Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/concho-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:22:49.314605Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/congressional-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:04:57.604121Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/connect-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:03.331174Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/connected-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:20:36.468263Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/connecticut-state-police-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:19:40.902495Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/connection-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:21:44.001963Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/connectone-bank/credit-card-rates</loc>
<lastmod>2026-11-13T04:36:14.762871Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/connects-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:57:20.703490Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/conservation-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:24:19.671358Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/consolidated-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:01:52.967397Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/construction-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:25:15.507764Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/consumers-credit-union-il/credit-card-rates</loc>
<lastmod>2026-11-06T22:01:36.576146Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/consumers-credit-union-mi/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:11.355000Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/consumers-professional-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:25:08.836271Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/converse-county-bank/credit-card-rates</loc>
<lastmod>2026-11-12T18:45:55.277215Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cooperative-choice-network-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:57:57.130166Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cooperative-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:41:38.766337Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cooperative-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:15:14.759827Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/coosa-pines-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:11:31.485823Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/coosa-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:23:51.404402Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/copfcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:36:00.671836Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/copper-basin-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:34:53.086304Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/corazo-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:40:25.296413Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/corda-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:29:01.427808Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/corner-post/credit-card-rates</loc>
<lastmod>2026-11-06T17:34:23.291691Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/corner-stone-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:28:24.705704Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cornerstone-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:10:32.593119Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cornerstone-community-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:27:07.054626Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cornerstone-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:09:26.810416Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cornhusker-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:40:33.073326Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/corrections-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:39:11.394652Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/county-city-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:38:33.836652Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/county-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:29:22.378074Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/covantage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:41:11.378780Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cpm-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T20:08:41.496026Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cpoecu/credit-card-rates</loc>
<lastmod>2026-11-06T21:57:19.824328Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cps-ibew-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T22:46:35.483252Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/craft-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:25:41.913930Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cranberry-fcu/credit-card-rates</loc>
<lastmod>2026-09-24T11:09:42.557359Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/crane-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:42:18.230979Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/crawford-county-bank/credit-card-rates</loc>
<lastmod>2026-11-06T12:37:08.377308Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-one-bank/credit-card-rates</loc>
<lastmod>2026-11-12T17:18:05.204219Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-1-ak/credit-card-rates</loc>
<lastmod>2026-11-12T16:40:59.593418Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-for-all/credit-card-rates</loc>
<lastmod>2026-11-06T22:12:28.514384Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-america/credit-card-rates</loc>
<lastmod>2026-10-23T04:02:02.367290Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-atlanta/credit-card-rates</loc>
<lastmod>2026-11-06T04:26:08.680167Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-colorado/credit-card-rates</loc>
<lastmod>2026-11-13T02:40:38.233916Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-denver/credit-card-rates</loc>
<lastmod>2026-11-13T02:49:27.387170Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-georgia/credit-card-rates</loc>
<lastmod>2026-11-06T04:24:23.267160Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-ohio/credit-card-rates</loc>
<lastmod>2026-11-06T14:34:28.933467Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-richmond/credit-card-rates</loc>
<lastmod>2026-11-13T03:01:26.973365Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-texas/credit-card-rates</loc>
<lastmod>2026-11-06T23:01:40.892362Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-of-the-rockies/credit-card-rates</loc>
<lastmod>2026-11-13T02:49:48.435519Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-one/credit-card-rates</loc>
<lastmod>2026-11-06T09:27:44.949238Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-one-of-oklahoma/credit-card-rates</loc>
<lastmod>2026-11-06T06:40:40.144877Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/credit-union-west/credit-card-rates</loc>
<lastmod>2026-11-12T18:57:07.026250Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/crossroads-bank-tx/credit-card-rates</loc>
<lastmod>2026-11-06T23:28:52.923408Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/crossroads-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:25:39.551222Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/crossroads-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:33:08.281554Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/crouse-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:15:24.169013Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cs-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:18:44.654572Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/csd-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:28:23.398159Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cse-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:24:33.315784Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cse-federal-credit-union-la/credit-card-rates</loc>
<lastmod>2026-11-06T08:22:04.574215Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cse-federal-credit-union-oh/credit-card-rates</loc>
<lastmod>2026-11-06T14:39:05.784535Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cu-hawaii-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:18:46.659569Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cu-of-emporia/credit-card-rates</loc>
<lastmod>2026-11-06T09:44:14.942144Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cu-socal/credit-card-rates</loc>
<lastmod>2026-11-06T15:39:40.791625Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cumberland-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:22:18.321968Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cumberland-valley-national-bank/credit-card-rates</loc>
<lastmod>2026-11-13T03:26:38.038035Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cusa-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:21:36.043080Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cutting-edge-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T19:23:39.727382Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cy-fair-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:30:35.001474Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/cyprus-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:33:25.147660Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dacotah-bank/credit-card-rates</loc>
<lastmod>2026-11-12T22:52:51.414961Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dade-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:18:50.362922Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dakota-plains-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T22:54:30.478177Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dakota-star-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:57:03.849814Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dakotaland-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:55:56.918127Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/daniels-sheridan-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:49:06.574951Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/datcu/credit-card-rates</loc>
<lastmod>2026-10-06T14:58:43.517304Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/daviess-county-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:19:48.078037Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/day-air-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:37:41.392176Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dc-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:45:01.279862Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:26:22.953771Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dean-bank/credit-card-rates</loc>
<lastmod>2026-11-06T05:43:52.194879Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/decatur-county-bank/credit-card-rates</loc>
<lastmod>2026-11-06T07:29:21.957746Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/decatur-earthmover-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:06:24.987020Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/deepwater-industries-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:40:16.345826Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/del-norte-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:14:31.890732Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/delaware-state-police-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:00:26.250437Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/delta-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:25:20.200065Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/delta-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:46:41.654941Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/delta-schools-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:16.171708Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/democracy-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:32:39.576183Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/department-of-commerce-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:43:57.786846Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/des-moines-metro-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:26:10.123773Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/desco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:34:34.613729Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/deseret-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:31:29.046050Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/desert-rivers-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:34:33.812774Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/desert-valleys-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:22.716758Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/destinations-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:29:40.174531Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/detour-drummond-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:12.051649Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dfcu-financial/credit-card-rates</loc>
<lastmod>2026-11-06T09:29:13.736014Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/diablo-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:44:51.297262Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/diamond-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:24:17.720866Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/diamond-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:23:06.367863Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/diamond-valley-fcu/credit-card-rates</loc>
<lastmod>2026-10-30T04:36:56.807799Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dillards-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:22:15.997218Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/direct-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:41:57.149033Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/directions-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:00.896262Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dirigo-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:21:17.816834Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/discovery-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T15:25:11.720334Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/diversified-members-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:22:44.533299Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dixie-line-cu/credit-card-rates</loc>
<lastmod>2026-11-06T07:33:01.043889Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dl-evans-bank/credit-card-rates</loc>
<lastmod>2026-11-12T18:42:25.200002Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dlp-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:07:40.557064Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/doccu/credit-card-rates</loc>
<lastmod>2026-11-06T08:19:05.935298Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/doe-run-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:22:33.224812Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dollar-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:07:09.338039Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dominion-energy-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:04:11.015965Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/domino-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T22:46:23.311761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dort-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:25:24.239900Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dover-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:04:33.762308Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dow-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:22:04.181954Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dow-credit-union-ca/credit-card-rates</loc>
<lastmod>2026-11-06T15:57:55.532205Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/downey-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:20:51.355269Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/downriver-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:14:57.022757Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dozier-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:09:30.128959Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dubois-pike-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:39:59.585005Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dugood-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:28:32.401152Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/duke-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:10:22.217817Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dupaco-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:31:40.855796Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dupage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T02:50:33.376135Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dupont-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:37:42.686510Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dutch-point-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:19:09.826143Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dutrac-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:26:00.907193Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/dynamic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:36:41.683179Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/e-central-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:53:54.852189Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eagle-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:40.744548Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eagle-express-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:42:46.610095Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/earthmover-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:05:53.723907Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/east-county-schools-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:00.878761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/east-texas-professional-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:19:05.242811Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/east-west-bank/credit-card-rates</loc>
<lastmod>2026-11-06T15:29:32.377840Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eastern-indiana-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:55.960847Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eastern-operating-engineers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:21:10.480272Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eastern-panhandle-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:43:12.358729Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eastex-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:02:17.052441Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eastman-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:33:37.961404Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eastrise-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:59:37.858979Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eaton-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:36:39.712042Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/eco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:12:01.404482Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ecu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:13:20.806227Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/edifi-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T07:33:07.083917Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/education-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:44:56.090144Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/education-first-credit-union-oh/credit-card-rates</loc>
<lastmod>2026-11-06T14:38:51.718086Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/education-first-credit-union-ut/credit-card-rates</loc>
<lastmod>2026-11-13T01:55:02.961220Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/education-first-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:22:28.507126Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/education-personnel-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-06T08:25:00.887959Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/educational-and-governmental-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:19:22.070242Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/educational-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:29:24.936762Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/educational-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:22:12.099158Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/educational-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:11:07.265598Z</lastmod>
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<loc>https://carrotrate.com/institutions/electel-cooperative-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/elevations-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/elkhorn-valley-bank/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/elliott-community-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/emerald-coast-fcu/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/empeople-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/empireone-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/emporia-state-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/empower-blue-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/enbright-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/encentus-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/endurance-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/energy-capital-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/enfield-community-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/enlighten-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/enterprise-bank-and-trust/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/envista-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/ep-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/epb-employees-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/erie-community-fcu/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/erie-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/estacado-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/evansville-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/everence/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/everett-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/everglades-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/evergreen-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/evergreen-credit-union-wi/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/ewa-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/excel-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/exchange-bank-al/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/expedition-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/expree-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/express-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/extra-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/fairwinds-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/faith-connection-fcu/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/financial-health-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/financial-partners-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/financial-partners-credit-union-il/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/financial-partners-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/financial-plus-credit-union-ia/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/financial-plus-credit-union-il/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/financial-plus-credit-union-mi/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/financial-resources-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/finger-lakes-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/finger-lakes-health-care-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firefighters-and-company-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firefighters-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firefighters-credit-union-in/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firefighters-credit-union-ut/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firefighters-first-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firelands-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firepolice-cu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-alliance-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-american-cu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-area-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-arkansas-bank-and-trust/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-atlantic-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-bank-and-trust/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-bank-and-trust-ok/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-bank-fl/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-bank-hampton/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-bank-nc/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-bank-texas/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-basin-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-california-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-capital-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-carolina-peoples-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-central-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-century-bank-tn/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-choice-america-community-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-choice-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-choice-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-choice-credit-union-wi/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-choice-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-choice-financial-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-citizens-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-citizens-bank-al/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-citizens-community-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-city-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-commerce-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-commonwealth-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-commonwealth-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-community-bank-va/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-community-bankers/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-community-credit-union-mo/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-community-credit-union-tx/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-community-credit-union-wi/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-county-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-dakota-national-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-eagle-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-education-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-entertainment-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-exchange-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-family-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-federal-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-federal-bank-of-louisiana/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-federal-of-van-wert/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-federal-savings-and-loan-ms/credit-card-rates</loc>
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</url>
<url>
<loc>https://carrotrate.com/institutions/first-federal-savings-bank-evansville-in/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-fidelity-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-financial-bank-in/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-financial-bank-oh/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-financial-credit-union-ca/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-financial-credit-union-nm/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-financial-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-financial-federal-credit-union-nj/credit-card-rates</loc>
<lastmod>2026-11-13T04:35:24.787494Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-florida-credit-union/credit-card-rates</loc>
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</url>
<url>
<loc>https://carrotrate.com/institutions/first-guaranty-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-hawaiian-bank/credit-card-rates</loc>
<lastmod>2026-10-22T08:11:43.477180Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/first-heritage-bank-ia/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-heritage-federal-credit-union/credit-card-rates</loc>
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</url>
<url>
<loc>https://carrotrate.com/institutions/first-horizon-bank/credit-card-rates</loc>
<lastmod>2026-11-06T08:53:40.942895Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-independent-bank-minnesota/credit-card-rates</loc>
<lastmod>2026-11-06T14:16:25.104596Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/first-international-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-11-12T22:27:09.375255Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-internet-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:02.450884Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-lincoln-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T05:42:45.758560Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-missouri-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:25:08.589219Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-national-bank/credit-card-rates</loc>
<lastmod>2026-10-07T23:21:13.232594Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T08:10:52.315341Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/first-national-bank-and-trust-ks/credit-card-rates</loc>
<lastmod>2026-11-06T09:47:29.516409Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-national-bank-ia/credit-card-rates</loc>
<lastmod>2026-09-18T05:05:35.497023Z</lastmod>
</url>
<url>
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<lastmod>2026-10-16T09:59:48.390278Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T22:59:23.468329Z</lastmod>
</url>
<url>
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<lastmod>2026-11-13T02:22:51.320147Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-national-bank-of-osakis/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:59.093847Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T22:13:19.491535Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-national-bank-texas/credit-card-rates</loc>
<lastmod>2026-11-07T04:28:44.841744Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-national-community-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:25:47.978797Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-nebraska-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:41:02.311977Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T18:17:31.126400Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-northern-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:02:25.118136Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T14:23:37.553469Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-peoples-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:37:01.261892Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-pioneers-fcu/credit-card-rates</loc>
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</url>
<url>
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</url>
<url>
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</url>
<url>
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<lastmod>2026-11-06T05:57:39.665533Z</lastmod>
</url>
<url>
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</url>
<url>
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<url>
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<lastmod>2026-11-07T01:47:06.116567Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/first-south-financial/credit-card-rates</loc>
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</url>
<url>
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</url>
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<url>
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<url>
<loc>https://carrotrate.com/institutions/first-state-bank-and-trust-ks/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/first-state-bank-loomis-ne/credit-card-rates</loc>
<lastmod>2026-11-13T05:46:28.028469Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/first-tech-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:19:31.916134Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/first-united-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-11-12T21:33:54.079890Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/first-us-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:46:29.524454Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/first-watch-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/firstar-bank/credit-card-rates</loc>
<lastmod>2026-11-06T06:45:05.380363Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/firstbank-pr/credit-card-rates</loc>
<lastmod>2026-11-12T16:49:01.052730Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/firstenergy-choice-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:17.059322Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/firstlight-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:00:15.494672Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/firstmark-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/fitzsimons-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:49:53.471808Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/five-star-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:10:42.352718Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/five-star-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:39:19.161068Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/flatirons-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:42:32.816174Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fleur-de-lis-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:08:49.202350Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/florence-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:14:36.145579Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/florida-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:37:18.340124Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/florida-west-coast-cu/credit-card-rates</loc>
<lastmod>2026-11-06T04:08:15.222532Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fnb-bank-wv/credit-card-rates</loc>
<lastmod>2026-11-13T01:47:06.151719Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fnb-griffin/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/fnb-hamilton/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/fnb-oxford-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/fnb-south/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/fnbo/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/focus-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/focus-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/foothill-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/foothills-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/foothills-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/forcht-bank/credit-card-rates</loc>
<lastmod>2026-11-13T03:28:35.955184Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/forest-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:00.870099Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/forge-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:37:53.048611Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/formation-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/forrit-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:27:05.707745Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fort-billings-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T04:39:35.111236Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fort-bragg-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:09:03.122423Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fort-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/fort-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:32:41.413893Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fort-mcclellan-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:12:51.451527Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fort-sill-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:42:24.040301Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fort-worth-city-cu/credit-card-rates</loc>
<lastmod>2026-11-06T23:05:46.542186Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/forte-bank/credit-card-rates</loc>
<lastmod>2026-11-06T10:39:22.460351Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fortera-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/forum-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:42:12.536466Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/four-seasons-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:17:12.423728Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fourleaf-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:19:18.252046Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fowler-state-bank-in/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:41.610419Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fox-communities-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T09:40:37.348975Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fox-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:59:13.933791Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/fox-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:32.829365Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/frankenmuth-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:43.199406Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/franklin-johnstown-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:36:27.495721Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/franklin-trust-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:20:38.277281Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fraternal-order-of-police-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T06:41:32.005260Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/frb-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:43:48.655128Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/freedom-credit-union-ma/credit-card-rates</loc>
<lastmod>2026-11-06T05:41:58.367505Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/freedom-credit-union-pa/credit-card-rates</loc>
<lastmod>2026-11-06T17:30:22.500211Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/freedom-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:32:09.076640Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/freedom-first/credit-card-rates</loc>
<lastmod>2026-11-13T03:05:25.855495Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/freedom-united-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:20:52.763934Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/freeport-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:19:10.130901Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/freestar-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:19:45.789974Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fremont-bank/credit-card-rates</loc>
<lastmod>2026-11-06T15:39:35.431601Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fremont-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:26:36.331582Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/frick-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:26:06.279365Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/friendly-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:38:15.722406Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/friends-and-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:35:44.033452Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/front-royal-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T03:08:05.246827Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/frontier-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:42:19.155012Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/frontier-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:05:17.107885Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/frontwave-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:48:42.954720Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/fvcbank/credit-card-rates</loc>
<lastmod>2026-11-13T03:01:20.938648Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gain-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:32.426998Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gap-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:32:34.061412Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/garden-savings-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T04:48:51.384924Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gardiner-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:18:47.700358Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/garrett-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:38.796243Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gas-and-electric-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:06:35.461005Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gates-chili-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:20:46.757770Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gateway-credit-union-or/credit-card-rates</loc>
<lastmod>2026-11-12T19:22:11.390728Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gateway-credit-union-tn/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:34.519019Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gateway-first-bank/credit-card-rates</loc>
<lastmod>2026-11-06T06:41:57.799795Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gather-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:19:40.862756Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gbank/credit-card-rates</loc>
<lastmod>2026-11-12T17:17:32.731161Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ge-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:17:37.664946Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gecu/credit-card-rates</loc>
<lastmod>2026-11-06T23:12:00.420559Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/genco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T04:46:46.555523Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/general-electric-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:29:24.888911Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/generations-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:03:28.603367Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/generations-united-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:02:36.530839Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/genfed-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:26:55.793065Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/genisys-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:10:19.979827Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/georgetown-kraft-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:51:36.166683Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/georgia-heritage-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:07:06.505731Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/georgia-united-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:19:47.816357Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/georgias-own-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:29:59.035302Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/geovista-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:20:21.545244Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gerber-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:12.595573Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/german-american-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:40:43.767883Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gesa-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:24:53.208564Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gfa-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T05:44:04.610970Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gha-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:24:10.204225Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ghs-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:13:01.877981Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/glacier-hills-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:36:50.180382Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/glass-city-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:32:41.167324Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/glendale-area-schools-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:33:27.434348Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/glendale-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:29:27.922255Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/glenwood-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:14:29.854984Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/global-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:43:23.145837Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gnb-bank/credit-card-rates</loc>
<lastmod>2026-11-06T13:05:55.828895Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gnc-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:38:14.747817Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/golden-1-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:56:00.138103Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/golden-circle-cu/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:07.101454Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/golden-rule-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:34:21.143014Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/golden-triangle-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:12:38.240087Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/golden-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:51:18.414421Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/goldenwest-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:32:31.001705Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/good-neighbors/credit-card-rates</loc>
<lastmod>2026-11-06T18:20:26.459212Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/government-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:02:31.031092Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/government-printing-office-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T17:43:47.511996Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/governmental-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:34:10.400151Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gowanda-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:13:12.492467Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gp-louisiana-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:19:01.024786Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gpo-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:11:50.874974Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gr-consumers-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:15:13.018737Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grand-altitude-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:42:19.765646Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grand-heritage-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:22.810471Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grand-prairie-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:03:48.732671Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grand-rapids-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:18:44.681594Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grand-trunk-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:19:09.522416Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/granite-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:33:48.916321Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gratiot-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:10:44.930207Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/great-basin-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:18:58.202970Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/great-erie-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:20:58.812852Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/great-horizons-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:33.957489Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/great-lakes-first-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:11:05.992099Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/great-midwest-bank/credit-card-rates</loc>
<lastmod>2026-11-06T10:41:38.911626Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/great-northwest-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:08:56.651575Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/great-oaks-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:28:33.666379Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greatamerica-bank/credit-card-rates</loc>
<lastmod>2026-11-06T12:36:20.323178Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-cincinnati-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:26:14.414546Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-cleveland-community/credit-card-rates</loc>
<lastmod>2026-11-06T14:36:08.445077Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T14:05:34.765338Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-experience-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:07.711555Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-iowa-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:07:00.180590Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-kinston-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:07:50.049861Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-metro-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:02:32.106656Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-pittsburgh-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:29:14.254838Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-pittsburgh-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:38:23.343934Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-springfield-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:44:20.862464Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-texas-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:51:40.574189Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-together-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:25:24.708826Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-valley-cu/credit-card-rates</loc>
<lastmod>2026-11-06T15:40:59.547575Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-wayne-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:43:00.455916Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greater-woodlawn-fcu/credit-card-rates</loc>
<lastmod>2026-11-07T01:49:09.712978Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/green-country-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:06:13.651568Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/green-mountain-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:59:27.144597Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greenville-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T22:15:05.989997Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greenville-heritage-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:46:02.722834Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greenwood-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:44:48.674832Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/greylock-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:42:49.013493Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grinnell-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T12:32:07.997938Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grove-city-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:11:47.538902Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/grow-financial/credit-card-rates</loc>
<lastmod>2026-11-06T04:15:52.897625Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gte-financial/credit-card-rates</loc>
<lastmod>2026-11-06T07:32:00.856379Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/guadalupe-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:15:20.255699Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/guaranty-bank-mo/credit-card-rates</loc>
<lastmod>2026-11-06T11:26:49.895211Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/guardian-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:09:40.426192Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/guardian-credit-union-wi/credit-card-rates</loc>
<lastmod>2026-11-06T10:30:20.189723Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/guardians-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:15:45.185230Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gulf-coast-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-10-05T12:15:55.548524Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gulf-coast-educators-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:29:40.090020Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gulf-coast-federal-credit-union-al/credit-card-rates</loc>
<lastmod>2026-11-13T05:16:19.820877Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gulf-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:26:45.473254Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gulf-winds-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:11:14.738872Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/gundersen-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:26:14.502327Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hamilton-horizons-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:36:41.539006Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hampton-roads-educators-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:04:18.613849Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hana-bank-usa/credit-card-rates</loc>
<lastmod>2026-11-13T04:38:17.751095Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hancock-whitney/credit-card-rates</loc>
<lastmod>2026-11-13T00:41:45.836071Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hanmi-bank/credit-card-rates</loc>
<lastmod>2026-11-06T15:53:57.920809Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hanscom-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:45:30.191811Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hapo-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:19:53.163981Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/happy-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:34:18.137857Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/har-co-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:33:28.728511Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harbor-pointe-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:06:01.532583Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harborlight-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:45.893766Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harris-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:04:13.342739Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harrison-police-and-firemens-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:36:01.760170Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hartford-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:20:03.588324Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harvard-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:39:07.365750Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harvest-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:26:59.404949Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harvester-financial/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:05.874622Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/harvesters-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T03:20:46.964741Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaii-central-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:17:25.126916Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaii-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:18:00.215110Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaii-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T19:16:17.884863Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaii-first-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T19:19:24.473113Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaii-schools-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T19:19:53.048647Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaii-state-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T20:31:28.922606Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaiian-electric-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T19:19:09.208865Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaiian-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:16:42.524862Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawaiiusa-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T20:29:25.884583Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hawthorn-bank/credit-card-rates</loc>
<lastmod>2026-11-06T11:24:50.360831Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/haynes-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:41:22.628325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hcp-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:39:21.107118Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/health-advantage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:25:33.681408Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/healthcare-associates-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:03:19.425535Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/healthcare-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:32:53.798808Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/healthcare-plus-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:52:16.260322Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/healthcare-services-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:33:57.358411Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/healthcare-systems-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:07:21.808069Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heart-of-louisiana-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:18:00.820910Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heartland-bank-and-trust-company/credit-card-rates</loc>
<lastmod>2026-11-06T22:14:44.240853Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heartland-credit-union-ks/credit-card-rates</loc>
<lastmod>2026-11-06T10:57:21.226370Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heartland-credit-union-mn/credit-card-rates</loc>
<lastmod>2026-11-06T14:08:36.450751Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heartland-credit-union-wi/credit-card-rates</loc>
<lastmod>2026-11-06T10:32:54.813479Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heb-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:54:07.246577Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hefcu/credit-card-rates</loc>
<lastmod>2026-11-13T04:45:30.986339Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hello-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:37:09.046551Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-bank/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:59.603133Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-bank-ky/credit-card-rates</loc>
<lastmod>2026-11-13T03:23:00.150873Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:41:43.334102Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:33:29.088723Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:59:29.837328Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-grove-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:21:59.330036Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-south/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:07.890243Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/heritage-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:32:23.049538Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/hershey-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:24:16.304003Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/hfs-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:07:20.638300Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hi-land-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:33:52.272005Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hialeah-municipal-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:19:39.486662Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hibbing-cooperative-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:13:21.177258Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hidden-river-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:09:39.961459Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/high-point-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:06:53.649185Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/highlands-bank/credit-card-rates</loc>
<lastmod>2026-11-13T01:48:42.745428Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/highmark-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:53:34.499833Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/highway-alliance-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:25:47.080760Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/hills-bank/credit-card-rates</loc>
<lastmod>2026-11-06T12:33:35.270133Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hoboken-school-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:45:25.211482Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/holley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:12.073977Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/holy-rosary-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:25:58.266628Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/home-federal-bank/credit-card-rates</loc>
<lastmod>2026-11-06T10:13:59.834085Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/homebase-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:11:09.609570Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/homeland-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:51.546305Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hometown-credit-union-mn/credit-card-rates</loc>
<lastmod>2026-11-06T16:29:37.420310Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hometown-credit-union-nd/credit-card-rates</loc>
<lastmod>2026-11-12T22:27:54.441981Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/hometown-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:39:28.314660Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/honda-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:52:12.220733Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/honeywell-philadelphia-division-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:15:42.803762Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/honolulu-federal-credit-union-hocu/credit-card-rates</loc>
<lastmod>2026-11-12T19:16:31.592161Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/honolulu-fire-department-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:17:18.839575Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hoosier-heartland-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:23.219993Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hoosier-hills-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T04:31:54.265015Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/hoosier-united-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:38:35.799203Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hope-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:39:48.082918Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hopesouth-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:51:21.024948Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hopewell-chemical-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:54:08.970252Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hopewell-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:44:44.794559Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/horizon-bank-in/credit-card-rates</loc>
<lastmod>2026-09-18T20:36:41.538635Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/horizon-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:10.709090Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/horizon-credit-union-mo/credit-card-rates</loc>
<lastmod>2026-11-06T11:29:40.327358Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/horizon-credit-union-tn/credit-card-rates</loc>
<lastmod>2026-11-06T07:37:19.958406Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/horizon-credit-union-ut/credit-card-rates</loc>
<lastmod>2026-11-12T23:35:08.277665Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/horizon-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:11:51.926082Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/horizons-north-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:43:52.583194Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/houghton-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T12:36:20.527403Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/houston-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:48:52.029868Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/houston-highway-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:03:42.272563Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/houston-police-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:59:32.847278Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/houston-texas-fire-fighters-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:47:37.092255Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hpc-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:19:05.720104Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hrcu/credit-card-rates</loc>
<lastmod>2026-11-05T16:20:06.734566Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hsbc-trust-company-delaware/credit-card-rates</loc>
<lastmod>2026-11-12T18:00:40.654718Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hsbc-usa/credit-card-rates</loc>
<lastmod>2026-11-13T02:56:07.495910Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/htm-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:53:18.326482Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hudson-river-community-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T16:47:05.168073Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hudson-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:11:16.306308Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hughes-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:00:26.625503Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/huntington-beach-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:39:40.118604Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/huntington-c-and-o-railway-efcu/credit-card-rates</loc>
<lastmod>2026-11-13T01:47:57.427508Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hurricane-creek-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:16:11.211267Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/hutchinson-government-employees-cu/credit-card-rates</loc>
<lastmod>2026-11-06T09:40:19.205827Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/i3-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:45:36.146161Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/iaa-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:10:34.923963Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ibew-26-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:37:30.506065Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ibew-and-united-workers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:24:40.648399Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ibew-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:33:49.293320Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ibew-sj-cascade-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:22:06.148464Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ic-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:55:07.542483Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/icbc-usa-na/credit-card-rates</loc>
<lastmod>2026-11-06T18:14:48.864986Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/iccu/credit-card-rates</loc>
<lastmod>2026-11-12T18:04:19.378681Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/idaho-united-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:06:09.004362Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/idb-global-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:43:45.239136Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ideal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:08:21.413152Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ih-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:28:28.761858Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ih-mississippi-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:07:56.704413Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/illiana-financial/credit-card-rates</loc>
<lastmod>2026-11-06T22:02:51.491771Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/illinois-educators-cu/credit-card-rates</loc>
<lastmod>2026-11-06T22:02:46.828205Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/illinois-state-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T19:39:57.521506Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ilwu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:51:39.114542Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/impact-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:37:04.916750Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/independence-bank-mt/credit-card-rates</loc>
<lastmod>2026-10-22T08:48:18.718577Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/indiana-heartland-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:35:53.679184Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/indiana-members-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:39:30.515472Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/industrial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:07.802834Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/industrial-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:22:59.677553Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/industrial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:40:44.068196Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/infirmary-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T05:14:57.412929Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/infirst-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:31:06.598934Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/infuze-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:36:58.447348Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ingersoll-rand-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:19:37.529673Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/inland-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:57:52.888664Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/inner-lakes-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:25:13.560928Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/innovations-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:18:41.843022Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/inova-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:38:23.907049Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/inroads-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:24:49.526374Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/instep-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:18:12.543135Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/intandem-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:00.031704Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/integra-first-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:13.426738Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/integrity-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:43:23.439663Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/intercorp-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:30:36.941672Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/interfaith-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:58:57.667900Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/interior-federal/credit-card-rates</loc>
<lastmod>2026-11-12T17:45:16.917286Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/interra-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:32:56.429705Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/intouch-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:54:21.826150Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/intrepid-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:47:39.673074Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/intrust-bank/credit-card-rates</loc>
<lastmod>2026-10-23T03:07:13.409316Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/investex-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:45:54.703104Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/iq-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:21:30.434506Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/iron-county-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:36:46.220581Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/iron-mountain-kingsford-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:25:31.371646Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ironworkers-usa-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:25:04.468588Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/irving-city-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T04:44:13.843727Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/island-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:50:22.752302Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ispfcu/credit-card-rates</loc>
<lastmod>2026-11-06T21:56:34.756159Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ithink-financial/credit-card-rates</loc>
<lastmod>2026-11-07T06:05:31.925934Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/iu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:38.959257Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jack-daniel-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:58.964832Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jackson-river-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:06:28.772056Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jacom-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:35:37.807927Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jax-fire-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:18:33.522791Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jeanne-darc-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:42:38.843478Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jefferson-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:25.401284Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jefferson-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:15:18.726341Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jefferson-parish-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:11:26.007905Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jersey-shore-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T02:17:48.172858Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jessop-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:16:42.476402Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jetstream-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:16:25.060981Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jm-associates-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:36.570183Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/johns-hopkins-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:30:00.752865Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jolt-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:27:52.336506Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jonestown-bank-and-trust-co/credit-card-rates</loc>
<lastmod>2026-10-23T13:22:49.871715Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/joplin-metro-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:25:30.771630Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/jordan-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:37:22.278290Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/journey-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:28:51.198813Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/journey-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:52.772589Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/justice-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:06:52.418561Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kaiperm-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:31:50.174337Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kalsee-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:09:51.550960Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kaskaskia-valley-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:01:56.169798Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kauai-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:16:59.260487Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kbr-heritage-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:07:56.649441Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kccu/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:36.226432Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/keesler-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:38:34.105850Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kellogg-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:39:33.128188Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kelly-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:04:51.279124Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kemba-charleston-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T01:49:00.754490Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kemba-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:31:14.843065Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kemba-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:29:29.557922Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kemba-indianapolis-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:07.091127Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kemba-roanoke-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T06:36:09.541954Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kenmore-teachers-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:06:02.138895Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kenowa-community/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:07.736808Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kerr-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:00:57.793143Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/keybank/credit-card-rates</loc>
<lastmod>2026-10-23T12:32:18.473690Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/keypoint-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:00:48.938440Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/keys-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:14:58.638695Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/keysavings-bank/credit-card-rates</loc>
<lastmod>2026-11-06T10:41:12.298867Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kimberly-clark-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:36:32.013884Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kinecta/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:06.187606Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kings-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:45:38.623385Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kings-peak-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:31:40.577453Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kirtland-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:15:16.441750Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kit-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:23:21.965250Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kitsap-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:18:44.425161Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/knox-county-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:37:39.315082Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/knoxville-firefighters-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T07:29:24.798522Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/knoxville-tva-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:28:40.541704Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/koin-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:27:12.900953Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/koolau-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T19:20:15.299423Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/korean-american-catholics-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:19:23.930341Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kraftman-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:11:33.390555Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kstate-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:57:21.278113Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ksw-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:22:24.132443Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/kue-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:21:08.330384Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/l-and-n-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:19:25.986385Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/l-kahi-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:18:52.106136Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/la-capitol-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:22:51.718474Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/la-healthcare-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:30:14.404570Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/la-loma-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:56:40.285624Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/la-terre-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:20:46.848908Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/labette-bank/credit-card-rates</loc>
<lastmod>2026-11-06T09:43:12.999004Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/labor-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T16:35:20.942877Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/labor-management-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:23:39.458653Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lafayette-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:29:33.784294Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lafcu/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:43.801526Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lake-chem-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:25:17.592081Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lake-huron-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:51.947469Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lake-michigan-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:13:01.874478Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lake-ridge-bank/credit-card-rates</loc>
<lastmod>2026-10-30T09:40:42.949747Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lake-trust-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:27:13.222938Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lakeshore-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:22:40.520835Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lakota-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T22:56:35.884901Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lancaster-red-rose-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:27:58.318792Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lanco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T15:29:48.636113Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/land-of-lincoln-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:55:01.247865Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/landings-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:56:04.958356Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/landmark-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:38:12.987231Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/landmark-credit-union-il/credit-card-rates</loc>
<lastmod>2026-11-06T21:56:23.250932Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/langley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:00:55.658622Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lanier-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:21:09.090276Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/laporte-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:13:50.118979Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lassen-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:44:01.248705Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/latah-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:06:33.503686Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/latino-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T22:29:42.962284Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/latitude-32-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:50:03.706014Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/launch-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:15:50.025332Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lawrence-memorial-hospital-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:17:23.233732Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lbs-financial/credit-card-rates</loc>
<lastmod>2026-11-06T15:31:19.145548Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lce-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:33:20.872272Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lea-county-state-bank/credit-card-rates</loc>
<lastmod>2026-11-12T20:15:38.159332Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/leaders-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:32:44.774393Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/leading-edge-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:18:41.051165Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/leatherstocking-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:26:43.310728Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lebanon-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:11:55.766813Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/legacy-bank-va/credit-card-rates</loc>
<lastmod>2026-11-13T03:04:31.586324Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/legacy-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:14:59.275898Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/legends-bank-mo/credit-card-rates</loc>
<lastmod>2026-11-06T11:27:09.598946Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/legends-bank-tn/credit-card-rates</loc>
<lastmod>2026-11-06T07:37:26.328579Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lehigh-valley-educators-cu/credit-card-rates</loc>
<lastmod>2026-11-07T01:33:45.380013Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lenco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:13:21.522830Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/les-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:17:10.201282Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lesco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:35:10.010344Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/levo-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:53:08.567016Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lewis-clark-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:04:54.492121Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lexington-postal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:21:01.315582Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lg-and-e-co-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:20:43.699962Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lge-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:22:04.764284Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lgwfcu/credit-card-rates</loc>
<lastmod>2026-11-06T07:28:49.088003Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/liberty-bank-al/credit-card-rates</loc>
<lastmod>2026-11-13T05:10:18.072860Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/liberty-bank-la/credit-card-rates</loc>
<lastmod>2026-11-06T08:21:55.748525Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/liberty-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:08.758702Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/liberty-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T07:27:52.431199Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/liberty-national-bank-ok/credit-card-rates</loc>
<lastmod>2026-11-06T06:42:00.589463Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/liberty-savings-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:45:55.243838Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/libertyone-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:01:07.627870Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/library-of-congress-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:34:11.954024Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lighthouse-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:39:33.938798Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/limestone-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T09:27:24.412807Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lincoln-maine-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T20:16:51.178055Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lincoln-park-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:25.049153Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lincoln-sda-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:39:40.150654Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lincone-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:41:21.513119Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/linkage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:56:22.224023Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lions-share-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-09-19T07:41:23.532668Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lisbon-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T20:18:18.944143Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/listerhill-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:49:29.455007Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lm-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:24:31.658984Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/loc-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:13:21.079530Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/local-697-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:39:16.507450Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/local-804-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:11:43.218912Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/local-bank-al/credit-card-rates</loc>
<lastmod>2026-11-13T05:17:58.497891Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/loco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:12:48.399502Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/logix-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:29:03.119898Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lone-star-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:51:38.091993Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/long-beach-city-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:55:14.199370Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/long-beach-firemens-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:53:23.604661Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/long-reach-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T01:47:41.986063Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/los-alamos-schools-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:16:26.629808Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/los-angeles-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:46:52.069784Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/los-angeles-police-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:57:23.498078Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/loudoun-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:55:37.390554Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/louisiana-catholic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:11:53.160935Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lower-columbia-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:19:45.014624Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lower-east-side-peoples-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:46.534210Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lowry-state-bank/credit-card-rates</loc>
<lastmod>2026-10-23T09:17:36.324761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/loyalty-cu/credit-card-rates</loc>
<lastmod>2026-11-06T04:09:18.086488Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lubrizol-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T04:35:30.163873Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lufthansa-employee-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:13:13.485217Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/luso-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:40:28.558933Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lutheran-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T11:21:43.710552Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/lynn-firemens-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:45:44.943544Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/m-and-t-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:58:10.502750Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/m1/credit-card-rates</loc>
<lastmod>2026-11-06T21:55:03.102816Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/macon-bank-and-trust-company/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:08.332507Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/madison-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:36:40.837899Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/magnifi-financial/credit-card-rates</loc>
<lastmod>2026-11-06T14:10:05.412975Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/magnolia-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:43:58.102206Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/magnolia-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:29:01.284020Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maine-family-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:08:08.030737Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maine-savings-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:16:44.647626Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maine-state-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:18:04.616450Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mainimpact-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:22:38.264516Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mainstreet-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:03:00.288874Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/malden-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:00:26.495458Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/manistique-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:08.784820Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/manville-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T08:06:18.474693Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maple-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:20:06.576010Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maps-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T20:03:21.764604Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/marin-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:21:44.564884Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/marine-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:11:34.855157Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/marion-community-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:17:49.103800Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/marisol-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:59:42.402263Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/market-usa-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:36:59.727528Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maroon-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:55:10.130187Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/marquette-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:17:19.657401Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/marshall-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:32.648566Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/marshland-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:25:44.685867Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maspeth-federal-savings/credit-card-rates</loc>
<lastmod>2026-10-30T16:51:18.619625Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/massmutual/credit-card-rates</loc>
<lastmod>2026-11-06T09:02:11.866124Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/matanuska-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:41:55.108724Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mattel-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:53:21.779682Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/maui-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T20:02:32.018378Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/max-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:17:18.667580Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mayo-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:11:58.413327Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mazuma-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:43:22.510112Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mbt-bank/credit-card-rates</loc>
<lastmod>2026-11-06T12:37:11.054312Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mc-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:03.268929Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mcclain-bank/credit-card-rates</loc>
<lastmod>2026-11-06T06:39:46.808127Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mccoy-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:17:44.422602Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mckesson-and-healthcare-providers-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:40:31.890443Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mct-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:26:08.294965Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mcu-financial-center-cu/credit-card-rates</loc>
<lastmod>2026-11-06T13:32:14.395461Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/me-employees-cu/credit-card-rates</loc>
<lastmod>2026-11-06T10:34:23.988325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mece-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:21:23.069786Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mecu/credit-card-rates</loc>
<lastmod>2026-11-06T06:39:55.669898Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mecu-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T21:21:54.896421Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/media-city-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:48:46.816022Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/medina-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:35:00.846841Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/meijer-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:40.915148Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-1st-credit-union-vt/credit-card-rates</loc>
<lastmod>2026-11-12T16:58:44.212609Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-1st-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:21:10.307850Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-1st-of-nj-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:42:53.088234Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-advantage-credit-union-wi/credit-card-rates</loc>
<lastmod>2026-11-06T13:32:14.552187Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-choice-credit-union-houston-tx/credit-card-rates</loc>
<lastmod>2026-11-06T22:53:51.854969Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-choice-credit-union-ky/credit-card-rates</loc>
<lastmod>2026-11-13T03:19:53.002246Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-choice-credit-union-oh/credit-card-rates</loc>
<lastmod>2026-11-06T14:35:10.611439Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-choice-credit-union-waco-tx/credit-card-rates</loc>
<lastmod>2026-11-06T23:26:10.509990Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-choice-wv-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T01:49:19.127735Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-credit-union-ct/credit-card-rates</loc>
<lastmod>2026-11-12T23:18:00.530084Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-credit-union-tx/credit-card-rates</loc>
<lastmod>2026-11-06T23:18:25.904400Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-exchange-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:40:05.286058Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-first-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T22:08:53.002673Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:33.417630Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-first-credit-union-tx/credit-card-rates</loc>
<lastmod>2026-11-06T22:52:07.354990Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-first-credit-union-ut/credit-card-rates</loc>
<lastmod>2026-11-12T23:32:55.866187Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-first-cu-of-florida/credit-card-rates</loc>
<lastmod>2026-11-06T04:08:52.860224Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-heritage-cu/credit-card-rates</loc>
<lastmod>2026-11-13T03:22:34.042358Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-plus-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:54:56.858254Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-preferred-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:02:31.350314Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-source-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:18.374519Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members-trust-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:31:00.856773Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/members1st-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:36:19.280130Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/membersalliance-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:02:03.065886Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/membersfirst-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:25:31.861776Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/membersfirst-ct-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:20:22.194181Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/membersource-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:51:48.306542Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/membersown-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:42:03.753147Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/memorial-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T20:57:34.149064Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/memorial-credit-union-tn/credit-card-rates</loc>
<lastmod>2026-11-06T07:32:58.420604Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/memphis-city-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:35:25.956602Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merced-school-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:33:33.106043Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mercer-county-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:22.804918Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mercer-county-nj-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:39:37.478419Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merchants-and-planters-bank-newport-ar/credit-card-rates</loc>
<lastmod>2026-11-13T02:24:04.229302Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merchants-bank-mn/credit-card-rates</loc>
<lastmod>2026-11-06T14:17:15.506215Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merck-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:47:38.029994Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merck-sharp-and-dohme-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:22:45.427607Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:23:33.127761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merho-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:12:36.441550Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/meridia-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:10:28.121167Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/meridian-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:25:16.064969Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/meridian-trust-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:42:40.714911Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/meritrust-credit-union-colorado/credit-card-rates</loc>
<lastmod>2026-11-13T02:44:15.621254Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/meritus-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:18:44.970989Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/merrimack-county-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-12T17:40:48.110863Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metairie-bank/credit-card-rates</loc>
<lastmod>2026-11-06T08:20:27.828001Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/methuen-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:43:13.559515Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metro-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T01:48:28.917683Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metro-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:38:35.627578Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metro-credit-union-ne/credit-card-rates</loc>
<lastmod>2026-11-13T05:41:58.514329Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metro-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:56:33.395768Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metro-medical-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:07:32.314892Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metro-plus-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:23:48.011056Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metropolitan-district-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:20:45.766653Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/metrum-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:44:22.329890Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/miami-firefighters-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:16.450254Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/miami-university-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:39:09.981315Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/michigan-coastal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:24.382610Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/michigan-columbus-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:20:24.457821Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/michigan-educational-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:47:22.161074Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/michigan-first-credit-union/credit-card-rates</loc>
<lastmod>2026-10-23T02:48:14.452682Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/michigan-one-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:02.239587Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/michigan-schools-and-government-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:13:57.665466Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/michigan-united-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:55:16.844278Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mid-american-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:02:54.984991Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mid-atlantic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:31:35.576194Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mid-carolina-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T21:32:05.111523Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mid-cities-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:55:06.847458Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mid-hudson-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:48:25.510459Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mid-minnesota-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:25:40.623577Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mid-oregon-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:21:47.910846Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midcoast-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:21:35.980735Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/middletown-area-schools-cu/credit-card-rates</loc>
<lastmod>2026-11-06T14:26:59.715084Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midfirst-bank/credit-card-rates</loc>
<lastmod>2026-11-06T06:37:52.781515Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midflorida-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:25:32.461092Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midland-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:31:41.286435Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midstate-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:46:45.275833Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midwest-bank-ne/credit-card-rates</loc>
<lastmod>2026-11-13T05:40:45.249778Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midwest-coalition-of-labor-credit-union-mcl/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:28.228793Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midwest-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:38:23.309297Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midwest-family-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:40:20.851867Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midwest-members-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:11:42.866604Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midwest-regional-bank/credit-card-rates</loc>
<lastmod>2026-11-06T11:32:36.175060Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/midwestern-state-university-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:16:12.840600Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mile-high-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T20:47:30.308645Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/milestones-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:17:01.806429Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mill-town-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:12:06.918022Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/millard-county-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:30:35.208829Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/millstream-area-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:30:18.780704Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/minnequa-works-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:40:37.150459Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/minnesota-power-employee-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:15:59.873435Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/minnesota-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:08:48.524647Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mint-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:39:55.801731Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mirastar-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:35:15.820080Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mission-city-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T02:07:54.386048Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mission-fed-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:32:36.439832Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mississippi-dhs-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:37:58.773313Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mississippi-highway-safety-patrol-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:37:03.089017Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mississippi-public-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:38:41.685061Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/missouri-central-credit-union/credit-card-rates</loc>
<lastmod>2026-10-16T06:20:02.913486Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mobile-educators-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:15:31.586575Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mobility-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T04:28:45.077777Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mocse-credit-union/credit-card-rates</loc>
<lastmod>2026-10-06T03:48:31.432415Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mohave-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T17:40:47.917654Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mohawk-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:02:21.401847Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/molex-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:00:48.786702Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/moline-municipal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T03:03:14.339938Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/money-one-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:36:03.758753Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/monroe-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:51.261838Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/montana-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:48:08.923351Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/montecito-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-11-06T15:28:37.350616Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/monterey-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:21:39.479584Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/monterra-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:52:08.478976Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/monticello-banking-company/credit-card-rates</loc>
<lastmod>2026-11-13T03:19:50.457558Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/montoursville-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T15:22:59.770374Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/moog-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-07T01:40:00.132195Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/moonlight-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:35:00.341767Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mopac-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:58:20.059702Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/morrisons-cove-1st-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:43.666297Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/morton-community-bank/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:21.521080Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/morton-lane-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:46:32.996306Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mosaic-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T03:07:45.445646Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/motion-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:41:24.843269Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mountain-america-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T23:37:01.830068Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mountain-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:19:04.471446Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mountain-laurel-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:37:24.904816Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mountain-west-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:48:25.682458Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mountaincrest-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:41.314070Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mpd-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T07:36:51.212993Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mps-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:16:23.501118Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ms-national-guard-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:42:53.295463Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mscu/credit-card-rates</loc>
<lastmod>2026-11-12T23:23:56.175562Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/msu-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:17:52.354100Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mt-rainier-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:14.135519Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mtc-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:52:53.323139Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/mtcu/credit-card-rates</loc>
<lastmod>2026-11-06T22:56:30.425511Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/multi-states-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:22:30.812114Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/multipli-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:25:35.465426Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/municipal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-05T23:56:41.026809Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/muskegon-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:10:59.049303Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/muskogee-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:42:41.120209Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/mutual-1st-federal/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/mutual-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/mutual-savings-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/my-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/my-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/my-credit-union-tx/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/my-kind-of-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/my-pensacola-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/mycom-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/mygeorgia-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:26:45.248870Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/mypoint-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/myusa-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/nae-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/naft-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/nasa-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T21:21:25.677542Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/nashville-firemens-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:36:49.908714Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/nashville-post-office-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/nassau-financial-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/natco/credit-card-rates</loc>
<lastmod>2026-11-06T06:18:55.119378Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/national-bank-of-blacksburg/credit-card-rates</loc>
<lastmod>2026-11-13T03:07:08.125882Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/national-exchange-bank-and-trust/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/national-jacl-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/national-police-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/natural-resources-conservation-service-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/navigant-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/navigator-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/navy-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/nccfcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ncpa-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ncpd-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/nebraska-energy-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:43:39.738652Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/nebraska-state-employees-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/neches-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/needham-bank/credit-card-rates</loc>
<lastmod>2026-11-06T05:44:39.302507Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/neighborhood-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/neighborhood-trust-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/neighbors-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/neighbors-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/neighbors-united-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T21:53:50.190120Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/nesc-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/net-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:38:47.573544Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-alliance-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:30:21.024766Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-bedford-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:48:20.392218Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-castle-bellco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:35:24.638227Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-century-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/new-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:37:15.083954Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-cumberland-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:15:47.534008Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/new-directions-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:30:31.144574Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/new-england-teamsters-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:42:42.922721Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-horizons-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:12:48.879155Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-jersey-law-and-public-safety-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:45:03.363680Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/new-orleans-firemens-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:14:37.820136Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/new-york-times-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:17:59.554730Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/newport-news-municipal-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:10:38.835797Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/newtown-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-12T23:18:26.313809Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nextstep-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:10:44.143153Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nfg-2-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:18:47.811386Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/niagara-regional-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:20:37.127251Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/niagaras-choice/credit-card-rates</loc>
<lastmod>2026-11-06T18:26:23.033814Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nicolet-national-bank/credit-card-rates</loc>
<lastmod>2026-11-06T13:55:06.259783Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nihfcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:33:11.832300Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nikkei-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:38:56.185441Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nizari-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:06:05.154453Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/noble-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:44:38.843314Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nordstrom-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:05.167100Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/norstate-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:20:46.746322Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-central-area-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:20:33.459111Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-coast-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:22:08.032062Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-iowa-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:25:03.638530Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-jersey-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:36:53.681096Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-memorial-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:05:25.217343Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-penn-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:24:38.523788Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-shore-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:13:31.984594Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-star-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:28:49.499465Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-star-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:06:39.043740Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/north-towns-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:09:20.660208Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northcountry-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:00:00.168128Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northeast-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:29:54.968348Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northeast-georgia-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:26:18.247384Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northern-colorado-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:42:00.641392Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northern-communities-credit-union-nccyou/credit-card-rates</loc>
<lastmod>2026-11-06T14:13:04.508782Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/northern-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:09:07.688149Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northern-kentucky-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:22:29.239662Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northern-redwood-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:58:02.573344Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northern-skies-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:42:23.363193Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northern-star-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:05:49.302114Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northrim-bank/credit-card-rates</loc>
<lastmod>2026-11-05T15:47:16.882042Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northrop-grumman-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:49:28.695198Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwest-adventist-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:25:35.917583Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwest-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:12.225429Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwest-bank-id/credit-card-rates</loc>
<lastmod>2026-11-12T18:05:05.515318Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwest-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:10:53.581135Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T09:14:02.073088Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwest-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:06:03.333437Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T11:27:23.120681Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwest-municipal-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:03:31.286887Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwest-plus-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:31:34.859332Z</lastmod>
</url>
<url>
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<lastmod>2026-11-12T20:49:15.348015Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/northwoods-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:33:18.945451Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/northwoods-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:07:38.238615Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T04:32:32.696991Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nova-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:42.339031Z</lastmod>
</url>
<url>
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<lastmod>2026-11-13T04:48:15.970556Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/novation-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:14:38.116489Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nsp-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T12:44:43.303415Z</lastmod>
</url>
<url>
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<lastmod>2026-11-12T21:53:06.570007Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/numerica-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:15:57.258797Z</lastmod>
</url>
<url>
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<lastmod>2026-11-12T20:15:32.707136Z</lastmod>
</url>
<url>
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<lastmod>2026-11-12T23:22:49.552202Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nuvision-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:31:04.128978Z</lastmod>
</url>
<url>
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<lastmod>2026-11-13T02:45:05.521055Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/nw-priority-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:29:39.097985Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ny-bravest-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:14:01.822971Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ny-team-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:24:21.997237Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nymeo-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:38:03.112212Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/nyu-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:12:15.627829Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/o-bee-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:12:01.335671Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oahe-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:56:39.093930Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oak-valley-and-eastern-sierra-community-bank/credit-card-rates</loc>
<lastmod>2026-11-06T15:22:26.983381Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oakdale-cu/credit-card-rates</loc>
<lastmod>2026-11-06T10:32:34.786090Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oas-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T16:35:55.135798Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oc-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:24:51.053653Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ocala-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:55.144769Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/occu-oregon-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:25:15.216522Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ocean-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:09:24.726561Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ocean-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-07T22:10:42.312180Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ocean-state-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:43:15.421667Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oceanair-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:29:25.108895Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oconee-federal/credit-card-rates</loc>
<lastmod>2026-11-12T21:48:57.009579Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oconee-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:26:16.566514Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ocpsfcu/credit-card-rates</loc>
<lastmod>2026-11-13T01:49:09.046293Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oe-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:53:18.599263Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ohecu/credit-card-rates</loc>
<lastmod>2026-11-06T14:26:45.304293Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ohio-healthcare-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:41:00.251994Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/okaloosa-county-teachers-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:15:13.043022Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oklahoma-educators-credit-union-of-oklahoma-city/credit-card-rates</loc>
<lastmod>2026-11-06T08:07:44.127168Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oklahoma-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:41:14.212173Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/oklahomas-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:40:03.164258Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/old-hickory-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:55.420289Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/old-kentucky-home-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:23:55.071856Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/old-ocean-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:23:03.451833Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/old-west-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T19:25:49.700039Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/omaha-douglas-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T05:43:42.491684Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/omaha-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:43:20.496330Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/omaha-firefighters-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:39:27.624157Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/omaha-police-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:40:19.102553Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/omb-bank/credit-card-rates</loc>
<lastmod>2026-11-06T11:32:34.015591Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/omega-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:25.134551Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/on-tap-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:47:06.701491Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/one-credit-union-ny/credit-card-rates</loc>
<lastmod>2026-11-06T18:04:53.462448Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/one-credit-union-vt/credit-card-rates</loc>
<lastmod>2026-11-12T16:59:47.169037Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/one-detroit-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:44.862127Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/one-nevada-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:18:48.035036Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/one-vision-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:33.900040Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oneaz-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:56:40.064505Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oneida-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:21:53.836744Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oneunited-bank/credit-card-rates</loc>
<lastmod>2026-11-06T05:51:15.590313Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/onpath-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:15:27.851233Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/onpoint-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:27:48.605620Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ontario-public-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:33:13.672371Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ontario-shores-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:23:52.124953Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/openland-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:27:43.225205Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oppd-employee-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:42:14.581086Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/options-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:47:45.547130Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/orange-countys-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:58:38.051256Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oregon-pacific-bank/credit-card-rates</loc>
<lastmod>2026-11-12T21:01:52.974478Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oregon-state-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:29:33.276129Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oregonians-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:01:53.029169Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oriental-bank/credit-card-rates</loc>
<lastmod>2026-11-12T16:39:15.088845Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/origins/credit-card-rates</loc>
<lastmod>2026-11-06T04:42:06.061094Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/orion-financial/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:55.572545Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/orlando-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:37:53.178969Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/orsa-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:27.388192Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oshkosh-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:37:18.682030Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oswego-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:10:53.675017Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/otero-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:13:19.433196Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/otis-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:19:36.971542Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ou-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:39:30.023206Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ouachita-valley-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:17:16.432694Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oucu-financial/credit-card-rates</loc>
<lastmod>2026-11-06T14:44:27.497830Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/our-community-cu/credit-card-rates</loc>
<lastmod>2026-11-13T00:20:56.947602Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/our-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:45.967038Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/outreach-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T07:36:33.668983Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/oxford-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:20:06.748058Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/p-and-g-mehoopany-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:12:13.373006Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/p-and-s-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:29:52.000167Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pa-central-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:35:30.232107Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pacific-nw-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:06:44.367338Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pacific-service-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:05:39.648905Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pagoda-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:36:17.290850Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/palco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:38:11.777760Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/palisades-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:17:52.520441Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/palmetto-citizens-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:10:47.194464Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/panhandle-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:27.701319Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/panhandle-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:40:33.746652Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pantex-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:15:04.338940Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/paradise-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:19:04.887665Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/park-city-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:38:38.298284Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/park-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:24:12.414592Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/park-side-credit-union/credit-card-rates</loc>
<lastmod>2026-10-15T19:19:44.475991Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/park-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:21:22.005572Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/parks-heritage-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:14:52.920369Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/partners-1st-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:22.588739Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/partners-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:58:22.542218Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/partnership-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:02:47.724696Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pasadena-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:55.744975Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/patelco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T00:16:55.622180Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/patent-and-trademark-office-cu/credit-card-rates</loc>
<lastmod>2026-11-13T03:08:30.621792Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pathfinder-bank/credit-card-rates</loc>
<lastmod>2026-11-06T18:00:13.166253Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pathways-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:39:53.654690Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/patriot-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:33:19.863776Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/paypal/credit-card-rates</loc>
<lastmod>2026-11-06T15:19:28.043874Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pcm-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:32:05.976366Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/peach-state-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:25:51.451135Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/peak-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:10:45.215324Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/peake-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:32:32.478153Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pearl-hawaii/credit-card-rates</loc>
<lastmod>2026-11-12T19:15:47.514987Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pecu/credit-card-rates</loc>
<lastmod>2026-11-06T23:20:08.870444Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pelican-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:17:25.237827Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/penair-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:15:29.694651Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/penfed-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:11:54.455656Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/peninsula-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:34:35.639315Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/peninsula-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:12:05.225838Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/penn-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:33:01.975530Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/penn-east-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:35:48.668886Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/penn-south-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/penn-state-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:50.249544Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pennsville-national-bank/credit-card-rates</loc>
<lastmod>2026-11-13T04:44:30.506097Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pennsylvania-american-water/credit-card-rates</loc>
<lastmod>2026-11-06T17:07:07.279596Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/people-driven-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/people-first-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/peoples-advantage-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:59:51.771803Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/peoples-alliance-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/peoples-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/peoples-bank-clive-ia/credit-card-rates</loc>
<lastmod>2026-11-06T12:35:57.224824Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/peoples-bank-in/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/peoples-bank-nc/credit-card-rates</loc>
<lastmod>2026-11-13T00:13:54.454494Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/peoples-bank-of-seneca/credit-card-rates</loc>
<lastmod>2026-10-23T07:05:48.198938Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/peoples-bank-rock-valley-ia/credit-card-rates</loc>
<lastmod>2026-11-06T12:36:34.642936Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/peoples-bank-sheridan-ar/credit-card-rates</loc>
<lastmod>2026-11-13T02:24:12.103202Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/peoples-community-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/peoples-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/peoples-credit-union-ia/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/peoples-cu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/pepco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:43:56.454923Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/perfect-circle-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:51.665059Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pfcu/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:58.900846Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pffcu-police-and-fire-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:27:32.363109Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/phb-employees-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/pheple-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:37:46.760375Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/picatinny-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T02:11:15.920077Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pilgrim-bank/credit-card-rates</loc>
<lastmod>2026-11-06T22:50:40.718933Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pima-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:58:48.459680Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pinal-county-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T18:59:58.659636Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pinellas-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:26.412904Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pinnacle-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:43:50.950126Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pinnacle-bank-tx/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/pinnacle-bank-wy/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/pinpoint-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:18:50.962594Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pioneer-appalachia-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T01:49:40.207694Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pioneer-bank-nm/credit-card-rates</loc>
<lastmod>2026-10-15T07:59:28.153870Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pioneer-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:42:25.405575Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pioneer-mutual-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:00:10.852287Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pipefitters-steamfitters-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:10:15.192397Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pitney-bowes-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:18:30.397397Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pittsburgh-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:40.040598Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pittsburgh-firefighters-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:38:10.115822Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pittsfield-cooperative-bank/credit-card-rates</loc>
<lastmod>2026-10-05T09:11:39.204573Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/pittsford-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:23:44.790937Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/plains-commerce-bank/credit-card-rates</loc>
<lastmod>2026-11-12T22:57:01.407755Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/planites-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:57:06.189610Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/planters-first-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:23:08.929602Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/plus-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:17:18.046871Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pnc/credit-card-rates</loc>
<lastmod>2026-10-15T05:59:13.082253Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pocu-of-maryland/credit-card-rates</loc>
<lastmod>2026-11-12T21:30:33.536639Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/poe-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:13:22.657847Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/point-breeze-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:39:03.726963Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/point-west-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:26:16.687704Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/polam-federal-credit-union-los-angeles-ca/credit-card-rates</loc>
<lastmod>2026-11-06T15:58:36.075842Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/polam-federal-credit-union-redwood-city-ca/credit-card-rates</loc>
<lastmod>2026-11-06T15:52:00.741582Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/polish-american-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:17.557750Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/popa-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:34:21.059907Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/port-arthur-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:01:24.012397Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/port-arthur-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:56:44.320793Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/port-city-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:22:26.487291Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/port-conneaut-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:37:10.900808Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/post-gazette-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:06:09.290161Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/post-office-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:10:50.353312Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/postal-and-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:24:50.903089Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/postal-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:39:30.835817Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/postal-family-credit-union-inc/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:32.663224Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/postcity-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T00:01:13.306908Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/potlatch-no-1-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:05:29.708580Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/power-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:47:25.151427Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/power-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:22:44.609956Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ppg-and-associates-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:38:04.418247Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prairie-state-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-11-06T22:03:18.241034Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/preferred-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:19.308000Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/premier-america-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:45:40.224249Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/premier-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:27:47.504061Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/premierone-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T00:02:02.476069Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prescott-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:56:59.435297Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prestige-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T23:24:08.758010Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prime-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-09-24T14:25:49.441699Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prime-trust-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:41:10.457564Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/primis-bank/credit-card-rates</loc>
<lastmod>2026-11-13T03:01:19.924879Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prince-georges-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:35:52.493481Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/princeton-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:45:46.352182Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/priority-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:16:52.713421Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/priority-credit-union/credit-card-rates</loc>
<lastmod>2026-10-15T18:56:03.593627Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/priority-first-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:08:11.983468Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/priority-one-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:47:10.907757Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/priority-plus-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:01:15.453752Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/priority-trust-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:52:30.154485Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/priorityone-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:09:58.019718Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/profed-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:35:48.473134Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/professional-police-officers-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:37:02.250711Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/profinium-bank-inc/credit-card-rates</loc>
<lastmod>2026-11-06T14:07:24.563623Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/progressions-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:20:34.984250Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/progrowth-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:20:57.308719Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/promedica-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:24:24.783606Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/propell-cu/credit-card-rates</loc>
<lastmod>2026-11-06T17:20:44.967589Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/proponent-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:46:09.242996Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prospera-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:27:20.833913Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/provident-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:00:17.840899Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/prr-south-fork-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:12.675297Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pse-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:29:19.015761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/psecu/credit-card-rates</loc>
<lastmod>2026-10-30T18:37:31.804928Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/psfcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:24.798584Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/public-safety-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T10:57:13.576203Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/public-service-credit-union-in/credit-card-rates</loc>
<lastmod>2026-11-06T06:17:01.007637Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/public-service-credit-union-wi/credit-card-rates</loc>
<lastmod>2026-11-06T10:27:31.638658Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/publix-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:16:39.724032Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pueblo-government-agencies-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T00:32:15.072703Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/puerto-rico-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-22T04:59:44.013064Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/puget-sound-cooperative-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:08:26.470379Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/purdue-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:38:46.164163Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pwc-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:59:05.806910Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/pyramid-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:58:13.213316Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/qside-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:05.698346Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/quail-creek-bank/credit-card-rates</loc>
<lastmod>2026-11-06T08:05:14.571408Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/quaker-oats-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:23:35.193051Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/qualstar-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:23:49.287512Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/quantum-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:57:21.470736Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/quest-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:06:31.831796Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/quincy-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:46:55.731392Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/quorum-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:03:19.537661Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/r-g-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:23:36.528183Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/racine-municipal-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:31:56.881854Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/radiant-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:11:48.068377Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/radifi-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:25:23.010674Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/radius-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:07:28.823654Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rah-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:54:43.474187Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/railroad-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:59:27.999943Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/railway-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:07:06.106537Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/raiz/credit-card-rates</loc>
<lastmod>2026-10-06T15:13:10.495798Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rancho-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:20:46.555811Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/raritan-bay-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:46:12.906392Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ravalli-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T19:29:28.204271Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rave-financial/credit-card-rates</loc>
<lastmod>2026-11-06T23:17:52.421467Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/raytown-lees-summit-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:25:35.986325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rbc-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:22:35.997987Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rbfcu/credit-card-rates</loc>
<lastmod>2026-11-06T22:53:14.702870Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/red-canoe-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:19:44.325842Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/red-oak-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:15:25.874441Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/red-river-bank/credit-card-rates</loc>
<lastmod>2026-11-06T08:15:38.838271Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/red-river-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:29:28.975289Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/red-river-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:42:59.842015Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/red-rocks-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:46:15.841275Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/red-wing-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:16:43.536542Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/redstone-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:49:44.178817Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/redstone-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:49:29.091197Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/redwood-capital-bank/credit-card-rates</loc>
<lastmod>2026-11-06T15:24:17.668783Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/redwood-credit-union/credit-card-rates</loc>
<lastmod>2026-10-23T11:57:04.831576Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/regional-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:42:04.826408Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/regions-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:10:45.135285Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/reliabank/credit-card-rates</loc>
<lastmod>2026-11-12T22:54:36.387158Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/reliance-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:42:11.343387Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/reliance-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:13:08.877584Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/reliant-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:37:55.582606Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/remington-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:10:05.822985Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/republic-bank-of-chicago/credit-card-rates</loc>
<lastmod>2026-11-06T22:05:34.716686Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/resound-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:30:29.427925Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/resource-one-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:18:06.290012Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/responders-emergency-services-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:42:28.000925Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rev-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:45:54.918414Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/revity-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:05:52.930791Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/revity-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:10:09.382042Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rhinebeck-bank/credit-card-rates</loc>
<lastmod>2026-11-06T18:11:04.802825Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rhode-island-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:43:24.306319Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ria-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:27:34.843933Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/richwood-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:40:23.093761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ridgedale-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:41:03.042962Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ridgeline-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:28:29.840085Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ridgewood-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-06T18:17:46.322797Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/riegel-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T08:05:50.360018Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rim-country-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T18:57:47.425333Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rio-blanco-schools-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:44:43.783157Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rio-grande-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T19:18:48.068639Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rio-grande-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:11:39.914267Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ripco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:28:58.800114Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/river-city-bank-ga/credit-card-rates</loc>
<lastmod>2026-11-06T04:19:49.637577Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/river-community-cu/credit-card-rates</loc>
<lastmod>2026-11-06T12:29:24.218518Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/river-town-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:20:26.186899Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/river-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:31:22.483320Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/river-valley-credit-union-mi/credit-card-rates</loc>
<lastmod>2026-11-06T09:22:10.839376Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/riverfall-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:16:15.035272Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/riverfront-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:21.946431Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/riverland-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:17:57.655429Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rivermark-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:26:38.144997Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/riverside-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:55:37.938693Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/riverside-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:33:35.177632Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/riverside-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-13T00:09:47.873386Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rize-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T14:31:47.947608Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/roanoke-valley-community-cu/credit-card-rates</loc>
<lastmod>2026-11-13T03:03:20.935312Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/roberts-dairy-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T07:27:52.345114Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/robins-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:18:55.699766Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rochester-and-monroe-county-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:15:20.612085Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rock-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:08:52.329812Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rocket-city-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T05:13:05.206381Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rockford-municipal-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-09-25T23:55:41.961123Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rockland-employees-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:08:16.609475Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rocky-mountain-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:47:17.694167Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rogue-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:23:10.377540Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rosedale-bank/credit-card-rates</loc>
<lastmod>2026-11-12T21:30:52.477136Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/roswell-cu/credit-card-rates</loc>
<lastmod>2026-11-12T20:13:12.431813Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/royal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:34:18.531323Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rt-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:02:25.446516Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rtp-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:13:20.962917Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rutgers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:48:43.783013Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/rva-financial/credit-card-rates</loc>
<lastmod>2026-11-13T03:00:35.718253Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/saco-valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:05:29.773903Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sacramento-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:36:23.678014Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sacred-heart-parish-hallettsville-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T22:53:09.368326Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/safe-1-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:58:13.674950Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/safe-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:59:19.754358Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/safe-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-22T11:22:33.049093Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/safeway-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:11:51.416981Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sag-aftra-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:40:14.527724Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:23:32.588164Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/saint-michaels-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:54:34.095456Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/salal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:39:13.108390Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/salemva-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:59:06.849937Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/salt-city-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:14:09.889842Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/san-angelo-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:54:10.691490Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/san-antonio-citizens-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:20:16.391950Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/san-diego-county-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:57:14.986443Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/san-diego-firefighters-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:59:44.699239Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/san-francisco-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:34:56.147353Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sandia-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:17:55.334019Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/santa-ana-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:56:28.286549Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/santa-barbara-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T14:45:04.923557Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/santa-barbara-teachers-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:58:06.284733Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/santa-cruz-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:19:14.319150Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/santa-rosa-county-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:21:40.624809Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/santander-bank/credit-card-rates</loc>
<lastmod>2026-11-12T18:03:59.097441Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/santee-cooper-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:52:12.949244Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/santo-christo-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T05:42:20.363429Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/savannah-postal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:26:52.327348Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/scenic-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:33:24.606769Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/schools-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:40:06.057613Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/schoolsfirst-fcu/credit-card-rates</loc>
<lastmod>2026-10-30T14:46:35.125659Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/scott-and-white-employees-cu/credit-card-rates</loc>
<lastmod>2026-11-06T23:19:46.051004Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/scott-associates-credit-union-inc/credit-card-rates</loc>
<lastmod>2026-11-06T14:27:45.583127Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/scott-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/scsb/credit-card-rates</loc>
<lastmod>2026-11-06T12:36:31.295548Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/scu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:46:12.983098Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/sea-air-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:59:53.990839Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/seaboard-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:14:29.662297Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/seacomm-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:08:33.220601Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/seaport-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:43:40.534186Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/seattle-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/seawest-coast-guard-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/secny-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/secu-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/securcommunity-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/secured-advantage-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/security-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/security-federal-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/security-first-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/security-service-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/securityplus-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/selco-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/select-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/select-employees-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/select-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/select-seven-cu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/self-help-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/self-help-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/self-reliance-financial-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/selfreliance-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/sentinel-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:56:16.473094Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/sentry-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:29:38.130882Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/serve-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:24:29.027824Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/service-1-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/service-1st-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/service-1st-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/service-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/service-one-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/service-plus-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/servisfirst-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/servu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:20:55.642182Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/sesloc-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T14:31:45.745136Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/settlers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:41.171988Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sevenfold-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:21:00.513835Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/sf-fire-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:48:24.390176Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/share-advantage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:09:30.374353Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sharefax-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:39:22.454990Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sharepoint-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:11:18.448738Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sharon-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:30.002348Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sheet-metal-workers-local-104-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:57:44.028564Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/shell-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:29:18.403262Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/shell-western-states-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T15:53:23.124551Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/shore-to-shore-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:22:56.421837Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/shoreline-hometown-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:35:48.741776Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/show-me-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:26:24.791161Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/shrewsbury-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:48:15.443040Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/shuford-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:18:36.181871Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sibley-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T12:37:48.818847Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sidney-fcu/credit-card-rates</loc>
<lastmod>2026-11-07T06:06:26.631103Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sidney-federal-savings-and-loans/credit-card-rates</loc>
<lastmod>2026-11-13T05:43:24.873040Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sierra-central-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:59:37.543245Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sierra-pacific-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:17:45.524071Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/signal-financial/credit-card-rates</loc>
<lastmod>2026-11-12T21:38:41.183514Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/signature-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T06:35:36.181545Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/signet-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:25:53.760306Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sikorsky-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T01:11:30.470576Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/silver-state-schools-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:19:16.325268Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/simmesport-state-bank/credit-card-rates</loc>
<lastmod>2026-11-06T08:09:44.112514Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/simmons-bank/credit-card-rates</loc>
<lastmod>2026-11-13T02:23:38.498859Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/simplicity-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:05:39.756135Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/simplot-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:02:16.961677Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/singing-river-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T01:35:49.064006Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/siouxland-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:43:14.062498Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/siskiyou-credit-union/credit-card-rates</loc>
<lastmod>2026-10-16T10:56:28.388839Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/siu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:10:01.977975Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/siue-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:01:35.863513Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sky-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:49:34.388856Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/skyla-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:07:29.188599Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/skyline-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T01:11:54.249704Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/skypoint-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:32:03.876800Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/skyward-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:44:44.635540Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/slb-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:14:06.654081Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/slo-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:38:53.377818Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/smw-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:04:43.314418Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/snake-river-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T18:05:27.184540Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sno-falls-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:16:17.077913Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/snocope-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:10:05.798724Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/soarion-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:47:50.872160Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/social-security-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:17:38.831761Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/solarity-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:14:39.343024Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/solvay-bank/credit-card-rates</loc>
<lastmod>2026-11-06T18:01:25.607450Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/somerset-trust-company/credit-card-rates</loc>
<lastmod>2026-11-06T17:10:50.086477Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/soo-co-op-cu/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:38.620126Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sorg-bay-west-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:40.397303Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sound-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T22:56:42.472512Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sound-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:21:11.634691Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/south-bay-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:32:55.806918Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/south-bend-firefighters-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:27.934498Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/south-carolina-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:49:16.046796Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/south-carolina-state-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:45:57.540108Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/south-central-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:17.563542Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/south-shop-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:36.325751Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/south-shore-bank/credit-card-rates</loc>
<lastmod>2026-11-06T09:48:26.065736Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southeast-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:37:40.947096Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southeast-michigan-state-efcu/credit-card-rates</loc>
<lastmod>2026-11-06T09:22:52.213161Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southeastern-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:23:12.022156Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southern-cu/credit-card-rates</loc>
<lastmod>2026-11-06T07:34:08.030827Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southern-energy-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:12:51.890680Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southern-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:24:39.309358Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southern-security-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:30:15.638434Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southern-teachers-and-parents-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:09:02.653338Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southernmost-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:23.687113Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southland-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:24:58.412442Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southpoint-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:15:01.289208Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southpoint-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:09:05.611758Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southwest-66-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:12:52.148016Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southwest-airlines-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-09T00:10:03.068609Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southwest-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:25:26.669626Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southwest-heritage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T04:28:45.058658Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/southwest-oklahoma-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:37:56.638598Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/southwest-research-center-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:06:04.964247Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sovita-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:35.935436Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/space-age/credit-card-rates</loc>
<lastmod>2026-11-13T02:45:31.858415Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/space-coast-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:31:11.487219Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/spc-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:45:40.953259Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/special-metals-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:05:29.804698Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/spencerport-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:58:08.543911Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/spero-financial/credit-card-rates</loc>
<lastmod>2026-11-12T21:45:47.155303Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/spirit-financial-cu/credit-card-rates</loc>
<lastmod>2026-11-06T17:22:25.389493Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/spirit-of-alaska-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:41:28.927861Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/spokane-city-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:15:30.199207Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/springs-valley-bank-and-trust-company/credit-card-rates</loc>
<lastmod>2026-11-06T04:32:00.040420Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/sri-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:37:41.540779Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/srp-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:46:45.781360Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/sru-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:34:51.662929Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/ssb-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:11:05.219520Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/st-cloud-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:14:26.942600Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/st-lawrence-fcu/credit-card-rates</loc>
<lastmod>2026-10-30T20:09:36.768091Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/st-marys-bank/credit-card-rates</loc>
<lastmod>2026-11-12T17:39:29.541186Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/st-pius-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:10.939856Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/st-tammany-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:20:41.402319Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/st-thomas-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:29:16.438904Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stagepoint/credit-card-rates</loc>
<lastmod>2026-11-12T18:41:04.827553Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/staley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:44.558282Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stanford-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:38:31.079148Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stanwood-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:24:39.568659Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/star-of-texas-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:30:19.218614Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/star-one-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:24:35.622847Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/star-tech-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:50:14.842485Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stark-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:27:20.795969Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/state-bank-in/credit-card-rates</loc>
<lastmod>2026-11-06T04:39:25.922361Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/state-bank-of-southern-utah/credit-card-rates</loc>
<lastmod>2026-11-12T23:29:40.841729Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/state-department-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:08:48.777053Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/state-employees-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:09:40.568847Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/state-employees-credit-union-nm/credit-card-rates</loc>
<lastmod>2026-11-12T20:13:47.085375Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/state-highway-patrol-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:26:50.316452Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/state-street-bank/credit-card-rates</loc>
<lastmod>2026-11-06T22:12:11.824092Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/statewide-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:40:28.055159Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stcu/credit-card-rates</loc>
<lastmod>2026-11-13T00:20:27.837294Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stearns-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:21:24.152260Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/steel-strong-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:13:33.319113Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sterling-united-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T06:44:28.859338Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/steuben-citizens-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:49.717852Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stj-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:39:29.073613Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stock-yards-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-11-13T03:28:44.442763Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stockman-bank/credit-card-rates</loc>
<lastmod>2026-11-12T20:47:18.627479Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/stoneham-municipal-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:46:39.215126Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/straits-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:12:27.487446Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/strata-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:43:19.677925Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/strategic-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T02:54:22.801224Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/streator-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:58:33.882368Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/streator-onized-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:04:46.637648Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/success-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:16:09.510360Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/suffolk-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:14:24.115137Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/suma-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:12:39.707023Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/summit-choice-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:32:46.247743Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/summit-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:46:53.689204Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/summit-credit-union-nc/credit-card-rates</loc>
<lastmod>2026-11-13T00:18:29.549689Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/summit-hampton-roads-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T03:06:31.726804Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/summit-ridge-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:23:01.092524Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sun-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:47.162639Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sun-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:07:52.430838Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sun-east-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:03:32.988214Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sun-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:39:02.331985Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sun-pacific-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:34:17.854590Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/suncoast-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:21:46.046388Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sunflower-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:46:10.379468Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sunlight-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:45:44.378424Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sunmark-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:02.134356Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sunrise-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:24:29.739280Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sunset-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:28:48.607972Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sunwest-credit-union-of-arizona/credit-card-rates</loc>
<lastmod>2026-11-12T18:57:30.248068Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sunwest-educational-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:44:33.888026Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/superior-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:11.322410Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/superior-credit-union-pa/credit-card-rates</loc>
<lastmod>2026-11-07T01:45:26.308203Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/susquehanna-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:35:55.575333Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sutton-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:41:09.455805Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/suwannee-river-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:15:18.062924Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sweet-home-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:02:52.922130Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/switch-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:37:12.179442Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/sylvania-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:24:56.142655Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/synchrony-bank/credit-card-rates</loc>
<lastmod>2026-11-05T22:13:33.416420Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/synergy-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:56:17.804166Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tahquamenon-area-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:18:08.542822Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tampa-bay-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:14:18.909746Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tampa-postal-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:10:34.203168Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tandem-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:11:03.462336Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tapco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:12:30.123575Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tarrant-countys-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:13:42.078382Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/taylorville-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T21:57:22.919491Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tba-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:14.671289Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tcp-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:11:58.576601Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tct-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:02:31.118175Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tcu/credit-card-rates</loc>
<lastmod>2026-11-06T10:41:54.831202Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/td-bank/credit-card-rates</loc>
<lastmod>2026-11-12T18:03:12.300574Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tdecu/credit-card-rates</loc>
<lastmod>2026-10-06T15:01:36.513984Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/teachers-credit-union-beloit/credit-card-rates</loc>
<lastmod>2026-09-24T14:18:07.437581Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:59:19.593325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/team-first-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:26:50.893169Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/team-one-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:27:47.558487Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/teamsters-council-37-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:24:42.789907Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/teaneck-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:44:04.038262Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/technology-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:48:15.651578Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/teg-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:08:09.457154Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/telco-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:14:04.005583Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/telco-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:11:31.702767Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/telco-triad-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:26:45.669858Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/telcoe-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:20:37.159577Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/telcomm-cu/credit-card-rates</loc>
<lastmod>2026-11-06T11:24:36.138196Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/telhio-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:27:16.293991Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ten-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:32:17.816844Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tendto-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T01:44:18.575121Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tewksbury-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:39:51.564309Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texan-sky-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:24:21.245883Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texans-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:09:37.617036Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texar-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:12:09.936421Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texas-bank-and-trust/credit-card-rates</loc>
<lastmod>2026-11-06T23:04:37.397829Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texas-bay-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:29:55.838035Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texas-dps-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:27:53.960290Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texas-health-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:21:16.680909Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texas-national-bank-mcallen-tx/credit-card-rates</loc>
<lastmod>2026-11-06T23:07:09.013431Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texas-people-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:58:15.809364Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texas-trust-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:12:57.188064Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texell-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:21:15.661172Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texhillco-school-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:04:52.505581Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texoma-educators/credit-card-rates</loc>
<lastmod>2026-11-06T23:11:00.658911Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/texstar-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T23:27:42.915878Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-apple-creek-banking-company/credit-card-rates</loc>
<lastmod>2026-11-06T14:32:27.765613Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-atlanta-national-bank/credit-card-rates</loc>
<lastmod>2026-11-06T22:14:47.467795Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-atlantic-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:48:10.809729Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-bank-of-glen-burnie/credit-card-rates</loc>
<lastmod>2026-11-12T21:30:35.060946Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-bank-of-marion/credit-card-rates</loc>
<lastmod>2026-10-15T15:22:01.006773Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-bank-of-milan/credit-card-rates</loc>
<lastmod>2026-11-06T07:37:37.430143Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-bank-of-southside-virginia/credit-card-rates</loc>
<lastmod>2026-11-13T02:55:12.924468Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-callaway-bank/credit-card-rates</loc>
<lastmod>2026-11-06T11:23:11.379232Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-citizens-bank-enterprise-al/credit-card-rates</loc>
<lastmod>2026-11-13T05:10:49.118062Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-city-national-bank-of-taylor/credit-card-rates</loc>
<lastmod>2026-11-06T22:53:42.279727Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:22:09.217079Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-district-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:50:51.915224Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-family-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T12:24:27.233393Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/the-first-national-bank-in-trinidad/credit-card-rates</loc>
<lastmod>2026-11-13T02:44:16.257160Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-florist-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:14:28.802638Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-fnb-community-bank/credit-card-rates</loc>
<lastmod>2026-11-06T21:59:04.338110Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-hardin-county-bank/credit-card-rates</loc>
<lastmod>2026-11-06T07:33:04.141998Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-honesdale-national-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:15:38.407166Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-local-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:23:34.048348Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-local-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:06:10.607680Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-ohio-valley-bank-company/credit-card-rates</loc>
<lastmod>2026-11-06T14:43:07.854242Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-peoples-bank-eatonton-ga/credit-card-rates</loc>
<lastmod>2026-11-06T04:28:30.198041Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-peoples-bank-ripley-ms/credit-card-rates</loc>
<lastmod>2026-11-13T00:42:03.689862Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-peoples-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:11:35.967466Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-police-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:38:23.831856Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-southern-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:26:54.979892Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-summit-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:25:03.866714Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/the-united-methodist-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:04:49.799566Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/theory-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:24:06.877401Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/thinkwise-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:20:28.774804Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/thiokol-elkton-fcu/credit-card-rates</loc>
<lastmod>2026-11-12T21:36:42.765501Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/thomaston-savings-bank/credit-card-rates</loc>
<lastmod>2026-11-12T23:17:20.243157Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/thrive-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:33:46.964325Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tidemark-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:04:20.744804Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/timberland-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:06:13.550138Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tinker-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:39:29.334677Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tippecanoe-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:41:27.330786Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/titan-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:13:54.108190Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tlcu-financial/credit-card-rates</loc>
<lastmod>2026-11-06T04:40:25.681209Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tmh-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:20:01.867968Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tnconnect-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:33:33.182449Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tobacco-valley-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T23:25:28.576066Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/together-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:24:19.820961Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/toledo-fire-fighters-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:36:01.548816Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/toledo-metro-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:42:52.389176Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/toledo-urban-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:27:57.003324Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tomah-area-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:37:31.860144Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tonawanda-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:25:47.529800Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tongass-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:41:33.985976Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/topeka-police-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:43:49.570769Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/topline-financial-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:17:13.136388Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/topside-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:05:41.437553Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/torrance-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:54:06.455835Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/total-choice-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:17:48.750125Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/total-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:20:05.076407Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/tower-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:38:34.617362Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/town-and-country-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:27:17.034053Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/town-and-country-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:20:51.765158Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/town-of-cheektowaga-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:16:18.487899Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/town-of-hempstead-employees-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:01.602625Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/towpath-cu/credit-card-rates</loc>
<lastmod>2026-11-06T14:34:06.978415Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/trademark-federal-credit-union/credit-card-rates</loc>
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</url>
<url>
<loc>https://carrotrate.com/institutions/trades-and-labor-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T14:06:34.533399Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/trailhead-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:01:53.002186Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T18:17:57.064375Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T23:09:00.465823Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/transcend-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:18:16.499341Z</lastmod>
</url>
<url>
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<lastmod>2026-11-12T21:30:10.700741Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/transportation-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:55:08.122108Z</lastmod>
</url>
<url>
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<lastmod>2026-11-06T09:26:38.315444Z</lastmod>
</url>
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<loc>https://carrotrate.com/institutions/travis-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:38:35.835664Z</lastmod>
</url>
<url>
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<lastmod>2026-10-07T19:22:30.790990Z</lastmod>
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<url>
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<url>
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<url>
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<lastmod>2026-11-06T10:25:30.727765Z</lastmod>
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<lastmod>2026-11-06T17:19:17.655873Z</lastmod>
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<lastmod>2026-11-06T06:46:18.889442Z</lastmod>
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<url>
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</url>
<url>
<loc>https://carrotrate.com/institutions/truchoice-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/true-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/true-north-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/true-sky-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/truecore-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/truenergy-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trugrocer-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/truist-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/truity-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/truliant-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trumark-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trunorth-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trunorthern-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/truservice-community-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trustar-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trustbank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trustmark/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/trustone-financial/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/truwest-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/ttcu-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/tucoemas-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/tucson-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/tulane-loyola-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/tulare-county-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/tuscaloosa-va-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/tva-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/two-harbors-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/tyndall-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/u-of-i-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ubi-federal-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/uccu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ufcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ufcw-community-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ufirst-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/uhfcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/uk-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ukrainian-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ukrainian-national-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ukrainian-selfreliance-mi-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ulster-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/umassfive/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/umb-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ume-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/uncle-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/union-pacific-streamliner-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/union-square-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/union-state-bank-al/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/union-trades-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/unison-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/unite-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-bank/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-bank-al/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-bank-of-philadelphia/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-bay-community-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-catholics-federal-cu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-churches-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-community-bank-il/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-community-bank-la/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-community-bank-mn/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-community-credit-union-il/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-community-credit-union-tx/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-employees-credit-union/credit-card-rates</loc>
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<loc>https://carrotrate.com/institutions/united-energy-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-financial-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-local-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-poles-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-savings-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-southeast-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:27:04.908496Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/united-states-senate-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-teletech-financial/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/united-trades-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/unitus-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:28:12.848001Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/unity-catholic-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/unity-financial-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/unity-of-eatonville-fcu/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/unity-one-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/universal-1-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/universal-city-studios-credit-union/credit-card-rates</loc>
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</url>
<url>
<loc>https://carrotrate.com/institutions/university-credit-union-ca/credit-card-rates</loc>
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</url>
<url>
<loc>https://carrotrate.com/institutions/university-credit-union-fl/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/university-credit-union-me/credit-card-rates</loc>
<lastmod>2026-11-12T20:18:21.956802Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/university-of-louisiana-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:15:13.954468Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/university-of-michigan-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:10:40.942722Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/university-of-nebraska-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:41:31.215811Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/uniwyo-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/unofcu/credit-card-rates</loc>
<lastmod>2026-11-06T08:21:13.068140Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/up-federal-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/up-state-credit-union/credit-card-rates</loc>
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<url>
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<url>
<loc>https://carrotrate.com/institutions/upward-credit-union/credit-card-rates</loc>
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<url>
<loc>https://carrotrate.com/institutions/ursb-bank/credit-card-rates</loc>
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<url>
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<lastmod>2026-11-13T02:54:43.266309Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/us-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:24:00.274059Z</lastmod>
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<url>
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<url>
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<lastmod>2026-11-07T01:36:37.086196Z</lastmod>
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<url>
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<url>
<loc>https://carrotrate.com/institutions/uva-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:04:23.079684Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/uw-credit-union/credit-card-rates</loc>
<lastmod>2026-11-07T06:06:20.278213Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/uwharrie-bank/credit-card-rates</loc>
<lastmod>2026-11-13T00:09:21.323634Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/va-pittsburgh-employee-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:23:36.854664Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vacationland-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:27:50.546548Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valex-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:14:08.475856Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vallant-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:23:17.310375Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-1st-community-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:39:08.863355Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T19:29:38.045511Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-credit-union-al/credit-card-rates</loc>
<lastmod>2026-11-13T05:12:22.582969Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-credit-union-or/credit-card-rates</loc>
<lastmod>2026-11-12T19:22:40.553873Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:56:04.260678Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-first-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:48:30.657565Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-isle-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T19:18:05.349442Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-oak-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:29:34.333500Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valley-strong-credit-union/credit-card-rates</loc>
<lastmod>2026-10-30T14:29:05.978988Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valleystar-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:06:05.317113Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/valwood-park-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:25:00.906308Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/van-cortlandt-cooperative-federal-credit-union-vccfcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:26:02.964805Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vantage-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:23:17.118175Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vantage-trust-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:36:44.311585Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vantage-west-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:56:51.326088Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vapr-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:39:46.702562Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/varo-bank/credit-card-rates</loc>
<lastmod>2026-11-12T23:38:15.823789Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vccu/credit-card-rates</loc>
<lastmod>2026-11-06T14:07:21.235869Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vecu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:55:16.762129Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/velocity-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:11:12.378920Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/velocity-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:54:40.865344Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/ventura-county-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:53:49.910333Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/veridian-credit-union/credit-card-rates</loc>
<lastmod>2026-10-05T21:19:02.308515Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/veritas-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:29:12.548331Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/verity-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:39:52.010266Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vermont-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:59:11.428676Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/verve-a-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:25:53.421890Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/via-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:57.192845Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vibe-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:54.010102Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vida-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:39:18.625167Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vigo-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:34:06.906375Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vinton-county-national-bank/credit-card-rates</loc>
<lastmod>2026-11-06T14:40:10.016799Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/virginia-beach-postal-fcu/credit-card-rates</loc>
<lastmod>2026-11-13T03:09:18.002824Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/virginia-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T00:48:54.585946Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vision-financial-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:08:06.663386Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/visionary-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:39:46.091867Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/visions-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:18:38.470039Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vocal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:49:18.012265Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/volt-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T13:33:24.872839Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/voyage-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T22:54:32.076679Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vue-ccu/credit-card-rates</loc>
<lastmod>2026-11-12T23:07:06.130946Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/vystar-credit-union/credit-card-rates</loc>
<lastmod>2026-10-05T04:52:46.749392Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wafd-bank/credit-card-rates</loc>
<lastmod>2026-11-13T00:13:38.100468Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/walled-lake-schools-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:14:06.694919Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wallis-bank/credit-card-rates</loc>
<lastmod>2026-11-06T23:16:27.544053Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wasatch-peaks-credit-union/credit-card-rates</loc>
<lastmod>2026-11-05T22:15:35.839785Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/washington-area-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:11:22.767790Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/washington-trust/credit-card-rates</loc>
<lastmod>2026-10-03T16:34:04.852981Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/washington-trust-bank/credit-card-rates</loc>
<lastmod>2026-11-13T00:13:29.715974Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/waterbury-ct-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T22:32:04.817455Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/waterfront-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:30:29.493155Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wauna-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:07:03.831000Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wave-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T16:43:16.108304Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wayne-county-community-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:41:50.594662Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wayne-westland-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:15:51.318306Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wccu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:34:06.278780Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wcla-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:21:02.098764Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/we-florida-financial/credit-card-rates</loc>
<lastmod>2026-11-06T04:11:42.711503Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wea-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:30:40.015576Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/weatherhead-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T04:31:54.200562Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wecu/credit-card-rates</loc>
<lastmod>2026-11-13T00:20:07.910967Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/welcome-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-10-29T23:10:09.956980Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/weld-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:41:16.194014Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wellby-financial/credit-card-rates</loc>
<lastmod>2026-11-06T22:49:01.962143Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wells-fargo/credit-card-rates</loc>
<lastmod>2026-11-12T22:53:06.493943Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wescom-financial/credit-card-rates</loc>
<lastmod>2026-11-06T16:24:55.576822Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-aircomm/credit-card-rates</loc>
<lastmod>2026-10-30T15:14:06.261872Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-branch-valley-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:21:41.915326Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-central-georgia-bank/credit-card-rates</loc>
<lastmod>2026-11-06T04:21:41.087945Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T11:25:42.738486Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-metro-schools-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:16:28.678978Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-michigan-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:11.285018Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-michigan-postal-service-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T09:21:10.605346Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-penn-p-and-p-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:23:14.194440Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-plains-bank-and-trust-company/credit-card-rates</loc>
<lastmod>2026-11-06T13:47:19.975887Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-shore-bank/credit-card-rates</loc>
<lastmod>2026-11-06T09:20:48.903213Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-texas-cu/credit-card-rates</loc>
<lastmod>2026-11-06T23:28:04.007346Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/west-texas-national-bank/credit-card-rates</loc>
<lastmod>2026-10-30T20:43:40.289995Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westchester-schools-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T18:22:36.639746Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westconsin-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:32:15.281052Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westedge-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:23:32.702857Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/western-division-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:18:09.647151Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/western-national-bank-cass-lake-mn/credit-card-rates</loc>
<lastmod>2026-11-06T14:14:15.845588Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/western-national-bank-duluth-mn/credit-card-rates</loc>
<lastmod>2026-11-06T14:10:36.836911Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/western-pa-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:40.665595Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/western-sun-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:39:35.394168Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/western-vista-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:43:33.824978Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westerra-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:42:20.044366Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westex-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:02:13.668414Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westex-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T22:57:56.758032Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westmark-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:01:49.495859Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westmoreland-fcu/credit-card-rates</loc>
<lastmod>2026-11-07T01:41:17.116549Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westport-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:39:32.489618Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/westreet-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T06:44:03.954694Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/weststar-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T17:17:25.616389Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wexford-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:25:28.803193Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/weyco-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:08:08.497852Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wheelhouse-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T15:41:12.580726Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/white-eagle-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:43:06.586248Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/white-river-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T00:08:26.952590Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/white-rose-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:23:49.327416Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/whitefish-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:48:50.412472Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/whitesville-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T03:24:29.889521Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/whitewater-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:28:32.412431Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wichita-falls-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:11:51.038922Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wichita-falls-teachers-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:12:16.013676Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wichita-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:59:01.535153Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wildfire-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:28:50.369163Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/willis-knighton-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:18:42.729322Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/willow-island/credit-card-rates</loc>
<lastmod>2026-11-13T01:49:13.924757Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wilson-and-muir-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:18:16.523777Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/windthorst-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:25:49.302682Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wings-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:46:15.067881Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/winnebago-community-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T10:40:18.522261Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/winsouth-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:14:27.260707Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/winthrop-area-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T20:19:01.969718Z</lastmod>
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<url>
<loc>https://carrotrate.com/institutions/wiremens-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:33:02.373001Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wny-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T18:18:05.934629Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wolverine-state-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T09:14:24.121336Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/woodlands-bank/credit-card-rates</loc>
<lastmod>2026-11-06T17:14:52.154405Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/woodmen-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T05:39:47.450279Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/worcester-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:48:31.405695Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/worcester-fire-dept-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T05:54:53.287478Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/worth-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T23:29:06.137547Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wright-patt-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:34:27.009763Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wsecu/credit-card-rates</loc>
<lastmod>2026-11-05T22:44:35.989127Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wssc-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T21:35:40.415461Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wvu-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T01:47:17.189078Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wyhy-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-12T18:41:54.952754Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wymar-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:08:54.744729Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wyoming-community-bank/credit-card-rates</loc>
<lastmod>2026-11-12T18:45:40.230125Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/wyrope-williamsport-fcu/credit-card-rates</loc>
<lastmod>2026-11-06T17:20:42.037714Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/xcel-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T04:35:51.682609Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/xplore-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T08:16:02.666423Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/y-12-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T07:36:38.519177Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/yolo-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T16:00:04.119244Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/york-educational-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:12:24.908493Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/york-state-bank/credit-card-rates</loc>
<lastmod>2026-11-13T05:40:12.370435Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/your-choice-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T17:31:55.695982Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/your-legacy-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-06T14:26:17.786832Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/yuma-county-federal-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:38:12.612186Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/zia-cu/credit-card-rates</loc>
<lastmod>2026-11-12T21:21:15.043276Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/zing-credit-union/credit-card-rates</loc>
<lastmod>2026-11-13T02:45:03.856609Z</lastmod>
</url>
<url>
<loc>https://carrotrate.com/institutions/zions-bank/credit-card-rates</loc>
<lastmod>2026-10-07T17:41:34.662473Z</lastmod>
</url>
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